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Financial Wellness

Additional Lincoln Financial Services

In addition to life insurance, short and long term disability coverage, Lincoln Financial provides several other services at no expense to you.
These services are listed below.

Travel Assistance Services
(866) 525-1955 US or Canada | (603) 328-1955 Worldwide (Call Collect) | mail@oncallinternational.com
TravelConnect is a comprehensive program that can bring help, comfort and reassurance if you face a medical emergency while traveling 100
or more miles from home. For a complete list of TravelConnect services, go to:
www.mysearchlightportal.com | Group ID: LFGTravel123

Life Services
Lincoln Financial offers a place to help improve your personal and financial wellness. Through their educational life services website, you will
be provided additional support to help you improve your overall well-being to include resources for personal and financial health, legal
resources including identity theft, as well as grief and funeral planning resources to help you navigate through a difficult time. To access the
site, go to:
www.MyLincolnPortal.com | Go to: ‘Learn More’ under the ‘Life Insurance’ section | Company code: Palomar-EE

Lincoln Will Preparation
workhealthlife.com/mlassist
65% of Americans do not have a Will. Lincoln Financial’s online services help individuals protect their assets and secure their family’s financial
future through a secure and convenient way to create a legally binding, state-specific will and other personal legal documents online.
Services include preparing your own Last Will and Testament, Living Will and Financial Power of Attorney.

Flexible Spending Accounts

Flexible spending accounts through Discovery Benefits allow you to put money aside to pay for certain types of eligible expenses with pre-tax
dollars. By anticipating your expenses and arranging for deductions to be made from your pay each pay period, you can lower your taxable
income.

There are two types of flexible spending accounts:
• Health Care Spending Account
• Dependent Care Flexible Spending Account (for child or elder caretaking expenses, not health claims for dependents)

You elect to contribute a specific amount each pay period. The IRS requires re-enrollment annually, so this benefit will end on December 31st
each year. You may contribute up to $2,700 per calendar year for the Health Care Spending Account and up to $5,000 for the Dependent Care
Spending Account. Please remember, while you can participate in one or both spending accounts, you cannot use money in the Health Care
Flexible Spending Account to pay for dependent care expenses or use the money in the Dependent Care Spending Account to pay for health
care expenses.

Claims Submission
When you incur an eligible expense during the year, you file a claim for reimbursement and provide proof of payment, such as an invoice,
detailed receipt or explanation of benefits (EOB). You will be reimbursed with pre-tax dollars from your account. You have several options
for submitting documentation to Discovery Benefits for reimbursement. You can submit claims and documentation online, downloa d the
mobile app and upload documentation by taking a picture of the receipt or access a paper claim form in your online account.

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