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CORE BENEFITS


                               Basic Life/AD&D Insurance - Reliance Standard                     Flat $50,000. If your death is due to a covered accident or injury, flat $100,000.
                               Short Term Disability - Reliance Standard                         66 2/3% of base salary up to a weekly maximum of $2,309 for a maximum of 26 weeks.

                               Long Term Disability - Reliance Standard                          66 2/3% of base salary up to a monthly maximum of $10,000.

                               Employee Assistance Program (EAP) -                               Up to three face-to-face counseling sessions per incident for you or any member of your
                               Reliance Standard                                                 household. Legal and financial counseling is also available.

                               Travel Assistance Program - Reliance Standard                     Emergency medical assistance, pre-trip information, repatriation and more when traveling 100+
                                                                                                 miles away from home or work.





                                                                                                            BENEFIT CHOICES


                               Medical - Aetna                                                 •    OAMC/PPO

                               Dental - Delta Dental                                           •    PPO


                               Vision - EyeMed                                                 •    PPO


                               Flexible Spending Accounts (FSA)  -                             •    Health Care Account: $2,700/year maximum
                               Igoe                                                            •    Dependent Care Account: $5,000/year maximum

                                                                                               •    Employee coverage up to 5x annual salary to a maximum of $500,000
                               Voluntary Life or AD&D Insurance -
                               Reliance Standard                                               •    Spouse: 50% of employee coverage to a maximum of $250,000
                                                                                               •    Child(ren): coverage available in a flat amount of $10,000

                                                                                               •    Contribute pre-tax earnings up to the 2019 federal maximum of $19,000
                               401(k) - Vanguard / Ascensus                                    •    5% automatic pre-tax enrollment, unless you elect otherwise
                                                                                               •    ShipWorks matches up to a discretionary amount.


                               Employee Stock Purchase Plan - Charles Schwab                   •    Two times during the year to participate
                                                                                               •    You will be able to set aside 1% - 15% of your income


                               Pet Plans                                                       •    Pet Discount Program
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