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When can I change my benefits?





 Open Enrollment
 During open enrollment you can make changes to your benefits – like choosing a different medical plan or enrolling or re-enrolling in the Flexible Spending
 Account plans.

 Qualifying Event

 •   You can make changes during the plan year if something in your life changes (and is an event recognized by the IRS), such as:









 Marriage, divorce,   Birth, adoption,   Change in   Change in   Loss of other   Medicare or   Reduced hours at  Qualified Medical
 legal separation   death   residence causing   employment,   coverage for your   Medicaid   work for you or   Child Support
 loss of coverage   eligibility, or cost   dependent   entitlement for   your spouse   Order (QMCSO)
 of benefit               you, your spouse
 coverage for you,          or dependent
 your spouse or
 dependent


 •   You’ll make qualifying event changes online on ADP as these changes are not automatic. You must notify Human Resources, and provide
 documentation, within 30 days of the qualifying event. The election change must be consistent with the event. Benefit election decisions will then remain
 in force for the remainder of the plan year.




 How can I enroll?    Online Access to Plan Documents
 1.  Log into https://workforcenow.adp.com
 2.  User ID & Password is assigned to you by ADP   You can access benefits information any place where you have
 3.  If you forget your password or User ID Click on: Forgot Your User ID/  internet access! On your ADP Portal, and on our intranet, Hub&
 Password?   Spoke, you’ll find documents such as the Summary of Benefits
             and Coverage (SBC), annual notices, carrier benefit summaries,
 You will receive an e-mail with your login and password for ADP within   evidence of coverage booklets, claim forms, and much more.
 your first few days of hire (provided your timely completion of new hire   These documents include detailed information about the
 paperwork). Your ADP portal also allows you to view paystubs, W2s,   ShipWorks benefit plans and can help you plan for upcoming
 request time off, and more!   services. You may also request hard copies at no cost from your
             HR department.
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