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When can I change my benefits?





                             Open Enrollment
                             During open enrollment you can make changes to your benefits – like choosing a different medical plan or enrolling or re-enrolling in the Flexible Spending
                             Account plans.

                             Qualifying Event

                             •    You can make changes during the plan year if something in your life changes (and is an event recognized by the IRS), such as:









                              Marriage, divorce,       Birth, adoption,           Change in               Change in            Loss of other            Medicare or         Reduced hours at  Qualified Medical
                               legal separation              death           residence causing          employment,          coverage for your            Medicaid            work for you or         Child Support
                                                                              loss of coverage        eligibility, or cost       dependent            entitlement for          your spouse           Order (QMCSO)
                                                                                                          of benefit                                 you, your spouse
                                                                                                     coverage for you,                                 or dependent
                                                                                                       your spouse or
                                                                                                         dependent


                             •    You’ll make qualifying event changes online on ADP as these changes are not automatic. You must notify Human Resources, and provide
                                  documentation, within 30 days of the qualifying event. The election change must be consistent with the event. Benefit election decisions will then remain
                                  in force for the remainder of the plan year.




                             How can I enroll?                                                                                          Online Access to Plan Documents
                             1.  Log into https://workforcenow.adp.com
                             2.  User ID & Password is assigned to you by ADP                                                           You can access benefits information any place where you have
                             3.  If you forget your password or User ID Click on: Forgot Your User ID/                                  internet access! On your ADP Portal, and on our intranet, Hub&
                                  Password?                                                                                             Spoke, you’ll find documents such as the Summary of Benefits
                                                                                                                                        and Coverage (SBC), annual notices, carrier benefit summaries,
                             You will receive an e-mail with your login and password for ADP within                                     evidence of coverage booklets, claim forms, and much more.
                             your first few days of hire (provided your timely completion of new hire                                   These documents include detailed information about the
                             paperwork). Your ADP portal also allows you to view paystubs, W2s,                                         ShipWorks benefit plans and can help you plan for upcoming
                             request time off, and more!                                                                                services. You may also request hard copies at no cost from your
                                                                                                                                        HR department.
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