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VSP | Vision Plan
         FSSI provides vision coverage through VSP. You can see an VSP in-network provider or an out-of-network provider,
         however, your costs will be lower if you visit an in-network provider. If you visit an in-network provider you will be
         responsible for a copayment at the time of your service. If you receive services from an out-of-network doctor, you
         will pay all costs at the time of service and submit a claim for reimbursement.


                                                                              VSP
         Plan Name                                                            PPO
         Network Name                                   VSP Choice                        Non-Network
         Vision Benefits
         Copay
          - Examination                                  $10 Copay                              N/A
          - Materials                                    $25 Copay                              N/A
         Examination (Every 12 Months)                   No Charge                   Up to $45 Reimbursement
         Lenses (Every 12 Months)
          - Single Vision                                No Charge                   Up to $30 Reimbursement
          - Bifocal                                      No Charge                   Up to $50 Reimbursement
          - Trifocal                                     No Charge                   Up to $65 Reimbursement
         Frames (Every 24 Months)            $130 Allowance, then 20% Discount       Up to $70 Reimbursement
                                               $150 Featured Frame Allowance
                                                $70 Costco Frame Allowance
         Contact Lenses (Every 12 Months)                          (in lieu of frames and lenses)
          - Cosmetic / Elective                        $130 Allowance                Up to $105 Reimbursement
          - Medically Necessary                          No Charge                   Up to $210 Reimbursement
         Laser Vision Correction                      Discounts Apply                       Not Covered




            Finding a Vision Provider
            Go to www.vsp.com. Refer to the “VSP Choice” network.

            VSP has the largest network of private-practice eye care doctors in the
            industry. VSP’s network includes 50,000 access points nationwide. VSP also
            contracts with Costco Optical, Visionworks, and other affiliate retail
            providers. Please note, benefits may vary at affiliate locations.




                         Additional Discounts Available
                         •   Glasses and Sunglasses: Get an extra $20 to spend on featured frame brands. Go to
                            www.vsp.com/offers for details. You’ll also get a 20% savings on additional glasses and
                            sunglasses, including lens enhancements, from any VSP provider within 12 months of your last
                            examination.
                         •   Retinal Screening: Spend no more than a $39 copay on routine retinal screening as an
                            enhancement to a vision examination.
                         •   Laser Vision Correction: You’ll receive an average 15% off the regular price, or 5% off the
                            promotional price; discounts are only available from contracted facilities.
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