Page 18 - FSSI EE Guide 07-19 - flip

VOYA | Voluntary Long Term Disability Long Term Disability Benefit
If you are unable to work due to an illness or injury, Benefit Percentage 60%
our disability plan will provide a source of income to
meet your needs. Disability insurance provides Monthly Benefit Maximum $8,000
benefits that replace part of your lost income when When Benefit Begin 181st Day
you become unable to work due to a covered injury
or illness. FSSI offers you the opportunity to purchase Maximum Benefit Duration To Social Security
this plan at discounted group rates. Normal Retirement Age

Plan Year: January 1—December 31
The Flexible Spending Account (FSA) is a special tax- Important FSA Rules
advantaged account used to pay for eligible out-of-pocket
dependent care expenses. If elected, your account will be
funded with tax-free dollars using convenient payroll The FSA includes a 2.5 month grace period.
deductions. Only expenses for services incurred during the You can incur claims through March 15th, of
plan year are eligible for reimbursement from your account. each plan year and must file claims by March
30th. After the grace period, unused funds
Dependent Care FSA will be forfeited.

This plan is used to pay for eligible expenses you incur for You are required to re-enroll every year.
child care, or for the care of a disabled dependent, while you
work. Employees may defer up to $5,000 pre-tax per year.
Eligible expenses include:

Licensed nursery schools, Adult daycare facilities Educational Video
qualified childcare centers, Flexible Spending Accounts
after school programs, http://video.burnhambenefits.com/fsa/
summer camps (under age
13), preschool