Page 9 - Humano EE Guide 06-20
P. 9

Prescription Drugs








        The Anthem Blue Cross medical plans include prescription drug coverage for you and your covered dependents.


        Retail Pharmacy
        Use a retail pharmacy to fill prescriptions for acute conditions (conditions that do not require
        the medication to be taken on a regular basis). At a participating pharmacy, you will receive
        up to a 30 day supply of your prescriptions.


        Mail Order Pharmacy – Maintenance Medication
        You could pay less for the same medication when you use the mail order pharmacy. The mail
        order pharmacy is a fast, easy and convenient way to save time and money on your
        maintenance medications (drugs that you need to take regularly). You can order additional
        supplies of medication at a discount. See below for details!



                                            Anthem Blue Cross         Anthem Blue Cross        Anthem Blue Cross
         Plan Name                              Bronze PPO                 Gold PPO               Platinum PPO
         Network                             In-Network Only*         In-Network Only*          In-Network Only*
         Deductible                          Medical Deductible      $150 Ind / $300 Family            $0

                                                   Applies           Applies to Tiers 2 and 3
         Retail Pharmacy

         Tier 1a / 1b                        50% up to $500 max            $15 Copay                $10 Copay
         Tier 2                              50% up to $500 max         Ded, $40 Copay              $35 Copay
         Tier 3                              50% up to $500 max         Ded, $80 Copay              $70 Copay
         Supply Limit                              30 Days                  30 Days                  30 Days

         Mail Order Pharmacy
         Tier 1a / 1b                       50% up to $1,500 max           $38 Copay                $25 Copay
         Tier 2                             50% up to $1,500 max          $120 Copay               $105 Copay
         Tier 3                             50% up to $1,500 max          $240 Copay               $210 Copay
         Supply Limit                              90 Days                  90 Days                  90 Days
         *Prescription drugs are only covered when obtained through a network pharmacy.




                                                                           Pharmacy Tips

                                                    Use generic and over the counter drugs when available.
                                                    The best way to save on prescriptions is to use generic or over the
                                                    counter medications as opposed to brand name drugs. Generic drugs
                                                    must use the same active ingredients as the brand name version of
                                                    the drug. A generic drug must also meet the same quality and safety
                                                    standards.

                                                    Use the mail order benefit for maintenance medications
                                                    To save money and time, consider using the mail order pharmacy to
                                                    fill your maintenance medications.





                                                                                                 Employee Benefits    9
   4   5   6   7   8   9   10   11   12   13   14