Page 6 - Brixton EE Benefits Guide 12-18

Benefits

Dental Insurance

DHMO Dental Plan
With the Dental Health Maintenance Organization (DHMO) plan through Premier Access, you are required to select a general
dentist to provide your dental care. You will contact your general dentist for all of your dental needs, such as routine check‐ups and
emergency situations. If specialty care is needed, your general dentist will provide the necessary referral. For covered procedures,
you'll pay the pre‐set copay described in your DHMO plan booklet. Please keep a copy of your booklet to refer to when utilizing
your dental care. This will show the applicable copays that apply to all of the dental services that are covered under this plan.

PPO Dental Plan

With the Premier Access Preferred Provider Organization (PPO) dental plan, you may visit a PPO dentist and benefit from the
negotiated rate or visit a non‐network dentist. When you utilize a PPO dentist, your out-of-pocket expenses will be less. You may
also obtain services using a non-network dentist; however, you will be responsible for the difference between the covered amount
and the actual charges, and you may be responsible for filing claims.

Premier Access Premier Access
DHMO Plan PPO Plan

Network Name Dental HMO Premier Choice Dental PPO Non-Network*
Dental Benefits
Calendar Year Maximum Unlimited $1,500

Deductible (Annual)
- Individual / Family $0 / $0 $25 / $75 $50 / $150 $50 / $150

Preventive (Plan Pays) 100% for Most Services 100% 100% 80%
Exams, X-Rays, Cleanings Deductible Waived Deductible Waived
Basic Services (Plan Pays) See Copay Schedule 90% 80% 60%
Sealants, Space Maintainers,
Restorations, Oral Surgery
Endodontics, Periodontics
Major Services (Plan Pays) See Copay Schedule 60% 50% 50%
Inlays, Crowns, Bridges, Dentures
Orthodontia
- Covered Members Children & Adults Children & Adults
- Copay $1,975 Child / $2,175 Adult N/A
- Coinsurance N/A 50%
- Lifetime Benefit Maximum N/A $1,000
*Reimbursement based on 90th UCR

Finding a Dental Provider
Go to www.premierlife.com or call (866) 650-3660 for DHMO and (888) 715-0760 for PPO.
DHMO participants should refer to the ‘Dental HMO’ network and PPO participants should refer to the ‘Dental
PPO’ network under the ’Commercial Plans’ when prompted.

Note
We strongly recommend you ask your dentist for a predetermination if total charges are expected to exceed $300.
Predetermination enables you and your dentist to know in advance what the payment will be for any service that may be in
question.
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