Page 19 - Hitachi Benefits Booklet Final

If you are unable to work due to an illness or injury, our disability plans will work together to provide a source of income
to meet your needs. Disability insurance provides benefits that replace part of your lost income when you become
unable to work due to a covered injury or illness.

California State Disability (SDI)
If you experience a Short Term Disability claim, you are eligible for benefits provided by the state. California State
Disability Insurance (SDI) is a partial wage-replacement insurance plan for California workers. The SDI program is
state-mandated and funded through employee payroll deductions. SDI provides short term benefits to eligible
workers who suffer a loss of wages when they are unable to work due to a non-work-related illness or injury,
pregnancy, or childbirth. For more information on eligibility, benefit amounts, and instructions on how to file a claim
for the SDI program please visit the EDD website at www.edd.ca.gov or call 888.480.3287.

Cigna | Long Term Disability Long Term Disability Benefit
This coverage is provided by Hitachi Solutions at no cost
to you. Benefit Percentage 60%
Hitachi Solutions offers you Long Term Disability (LTD) to
provide income replacement if you become disabled. Monthly Benefit Maximum $15,000

This is very important income protection as many can When Benefits Begin After 180 days
plan for a short term loss of income but challenging to
plan for the inability to not earn an income for the Maximum Benefit Duration Retirement Age
remainder of your working life.

Cigna | Voluntary Short Term Disability
This coverage is voluntary and paid entirely by team members.
Hitachi Solutions offers you Short Term disability (STD) options to help supplement income in case of a short term
disability such as accident, sickness, or pregnancy. The benefit is tax free as team members pay the entire cost for
participating in the plan. DISABILITY BENEFIT
Short Term Disability Non California Benefit California Benefit

Benefit Percentage 60% 20%
Weekly Benefit Maximum $1,500 $1,500

When Benefit Begins 8th 8th
Maximum Benefit Duration 26 weeks 26 weeks
(includes 7 day waiting period)

State Mandated Costs: In California, employees have disability benefits (CASDI) through the State and share in the cost
via payroll deduction. The voluntary disability benefit is paid in addition to state disability benefits providing additional
income protection. In NJ and NY, the state requires the company to have a statutory disability policy and the Company
provides a private plan.