Page 16 - Hitachi Benefits Booklet Final
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Delta Dental | PPO Dental Plan
         With the Delta Dental Preferred Provider Organization (PPO) dental plan, you may visit a PPO dentist, a Premier dentist,
         or a non-network dentist. When you utilize a PPO or Premier dentist, your out-of-pocket expenses will be less. However,
         you will usually pay the lowest amount for services when you visit a PPO dentist. If you obtain services using a non-
         network dentist, you will incur much higher out-of-pocket expenses and you may be responsible for filing claims.



        Dental Plan                                                     Delta Dental


        Network Name                             Delta PPO              Premier PPO              Non-Network
                                                                       (Non-Network)

        Dental Benefits
        Calendar Year Maximum                     $3,000                   $3,000                    $3,000
        Delta Pays

        Deductible
          Individual                                $50                      $50                      $50
          Family                                   $150                     $150                     $150
        Preventative Services                      100%                     100%                     100%
        Exams, X-Rays, Cleanings             Deductible Waived        Deductible Waived        Deductible Waived

        Basic Services
        Fillings, Oral Surgery,                    90%                      80%               80% + balance billing
        Endodontics, Periodontics

        Major Services
        Crowns, Prosthetics                        70%                      50%               50% + balance billing
        Orthodontia
          Covered Members                                              Children & Adult
          Benefit                                           50% to $3,000 lifetime benefit maximum
                                                     *Note: Non-Network charges are subject to balance billing




         Note:
         We strongly recommend you ask your
         dentist for a predetermination if total               Finding a Dental Provider
         charges are expected to exceed $300.                  Go to www.deltadentalins.com.
         Predetermination enables you and your                 •   PPO: Refer to the Dental Dental PPO or Delta Dental
         dentist to know in advance what the                      Premier network when prompted.
         payment will be for any service that may
         be in question.



         Non-Network Charges
         Providers who are not contracted with Delta Dental of California may charge you any amount. Amounts in excess of
         Delta’s allowable charges will be the responsibility of covered members.
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