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Supplemental Benefits

Unum | Critical Illness

Unum Critical Illness insurance can help you protect yourself and your family from the unexpected cost of fighting a life-threatening
illness. You’ll receive a lump-sum cash payment upon diagnosis of a covered condition such as a Heart Attack, Stroke, Kidney
Failure, and Cancer.

Unum | Accident
Unum Accident insurance will pay you a benefit to help cover your out-of-pocket medical costs in case of an accident. For covered
accidental injuries, fixed benefits are paid directly to you, regardless of any other coverage. Benefits are paid according to a fixed
schedule that includes benefits for hospitalization, fractures and dislocations, emergency room visits, major diagnostic exams,
physical therapy, and more.

Unum | Whole Life
Whole Life Insurance provides you with “living benefits” you can use when you need them, as well as a death benefit.

Unum | Hospital Indemnity
Group Hospital Indemnity insurance is designed to help provide financial protection for covered individuals by paying a benefit due
to a hospitalization and in some cases, for treatment received for an accident or sickness, even if that treatment occurs outside the
hospital. Employees can use the benefit to meet the out-of-pocket expenses and extra bills that can occur. Indemnity lump sum
benefits are paid directly to the employee based on the amount of coverage listed, regardless of the actual cost of treatment. A
health screening benefit is paid for the completion of specified routine wellness screenings such as mammography, stress test,
colonoscopy, chest x-ray, and many more.

Wamberg Genomic Advisors (WGA) | Cancer Support
This plan provides personalized support, information, guidance, and advanced genetic testing to help you cope if a positive
diagnosis of cancer occurs. If you are diagnosed with cancer, a dedicated Cancer Support Specialist will be assigned. The Cancer
Support Specialist will conduct an orientation assessment and curate a personalized information and resource pack that is reviewed
with you. Advanced DNA Testing & Second Opinion Pathology Reviews are made available at no cost to you, your partner, children,
parents and parents-in-law. All results are provided to your treating physician. A treatment course will then be set by your
oncologist.

For More Information
• Unum Plans: Call (800) 635-5597
• Cancer Guardian Plan: Call (833) 248-2734 or email clientservices@cancerguardian.com. Program
information can be found at www.cancerguardian.com.

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