Page 2 - Coast Sign Benefit Summary 2017 - Non- CA - sent 9.26.17
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Contents is designed to help you make choices and enroll for coverage. If
This brochure provides a summary of your benefit options and
Contents
you would like more information about any of the benefits
described here, please contact Melinda Washington in our
Enrollment Information Human Resources Department.
- Who may enroll 2 Enrollment Information
- When you can enroll 2
- Paying for your coverage 2
Who may enroll
- Changes to enrollment 3 All regular full‐time employees working at least 30 hours per
week and their eligible dependents may participate in Coast
Annual Notices 3 Sign’s benefits program. Your eligible dependents include:
• Legally married spouse
• Registered domestic partners (same sex any age / opposite
Medical sex if over the age of 62)
- Health Benefit Option 4-5 • Children under age 26 (natural, adopted, court-appointed,
or step children)
- Prescription Drug Benefits 4-5
When you can enroll
Eligible employees may enroll at the following times:
Dental Option 6 • As a new hire, you may participate in Coast Sign’s benefits
program on the first of the month following 2 months of
full‐time employment
Vision 6
• During annual open enrollment
• Within 30 days of a qualified change in family status as
Basic Life and AD&D 7 defined by the IRS - see Changes to enrollment
Paying for your coverage
Voluntary Life and AD&D 7
The Basic Life and AD&D and Employee Assistance Program
benefits are provided at no cost to you and are paid entirely by
Voluntary Long Term Disability (LTD) 7 Coast Sign. You and Coast Sign share in the cost of the Medical
and Dental benefits you elect. The Vision, Voluntary Life and
Flexible Spending Account (FSA) 7 AD&D, Voluntary Long Term Disability, Voluntary Accident and
Voluntary Critical Illness benefits you elect will be paid by you
Employee Assistance Program (EAP) 8 at discounted group rates.
Your Medical, Dental and Vision contributions are deducted
Voluntary Accident 8 before taxes are withheld, which saves you tax dollars. Paying
for benefits before‐tax means that your share of the costs is
Voluntary Critical Illness 8 deducted before taxes are determined, resulting in more
take‐home pay for you. As a result, the IRS requires that your
elections remain in effect for the entire year. You cannot drop
Resources and Contacts 9
or change coverage unless you experience a status change.
Rates and Contributions 10-11
Non-California
TIP: Take advantage of the online resources available through our carriers. You can find details of coverage, current
status of claims, discount programs, wellness resources, and more. See page 9 for carrier websites.
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