Page 26 - Banking Finance January 2019

A

an to grow o e an con er oan i r e ent in

jarat to over R crore in

Ban toda announced that t a s to ro ho e and su t of Bus ness nsta ent oans to rov de ta or ade
consu er oans d s urse ent n ujarat to over Rs so ut ons to se f e o ed nd v dua s here n cred t
crore n he Ban d s urse ho e oans dec s ons are ade ased on the r an n ha ts sa es
of over Rs crore and consu er oans of ore than turnover ho e or auto oan re a ent record S returns
Rs crore th s f sca etc

he Ban s tness n s n f cant tract on n the ho e oans n auto oans he added e have e anded our resence
s ace n a d to evera e on the o ortun t even further across the state n c t es e Anand Bhavna ar Bhuj
the Ban s focus n on the afforda e hous n se ent and odhra atna ar Mehsana a and a sad a on
e and n ts resence across t er and ar ets e others to source us ness throu h a de net or of dea ers
Anand Bharuch and a a on others as t s a e dr ver as e as ranches e have tnessed ra d ro th
for ho e oans ta n these ocat ons e are the f rst an to ena e a
fu d ta oan sourc n cred t dec s on n and d s ursa
ur ho e oans ortfo o has tnessed a shar sur e n
rocess for a cat ons ade throu h Mo es and a ets
ujarat e an to ncrease our ho e oan d s urse ent
n the state to over Rs crore n o dr ve th s Ban has a so een focus n on ntroduc n nnovat ve
ro th e have ado ted a u t ron ed strate d ta so ut ons for entre reneurs and the M cro S a and
e and n our resence across t er and ar ets Med u nter r se MSM ndustr that offers the th
focus n on afforda e hous n sca n u the nu er of an enhanced ease of do n us ness and reater
cred t rocess n centres fro to ntroduc n ne o ortun t es for us ness e ans on
roducts e Ste u ho e oans as e as fac tat n
t has een our constant endeavour to ve a oost to
techno o ed n t at ves e ta et and s artfor ased
entre reneurs and the MSM ndustr as e e eve that
a cat on and the Ban s o e a cat on for
the are the ac one of the nd an econo ujarat has
su se uent d s ursa s Sa d Mr Anu Ba ch ecut ve
a a s een no n for encoura n entre reneursh
rector Ban
ee n th s n v e e have ntroduced a s e of ath
he Ban ans to de o seven ore rocess n centres rea n n t at ves that offer state of the art d ta
across ujarat ta n the tota nu er to for ho e serv ces to oth entre reneurs and the MSM se ent
oans th s f sca h ch ead to eff c ent rocess n faster hese nc ude the countr s f rst d ta a cat on for for
turnaround t e for custo er re uests as e as sea ess o en n current accounts n a fe hours nte rat on of
d s ursa s account n and an n serv ces on a s n e atfor th
a ead n soft are roducts f r an nstant on ne
th n the consu er oans ortfo o ersona and auto oan
overdraft fac t as e as S ased oans for MSM s
are tness n an u s n across ujarat n ersona
a on others he Ban has recent ntroduced rade
oans Mr Ba ch sa d e are s n f cant evera n u on
n ne a d ta an n atfor that ena es ar e
the Ban s d ta ro ess to offer nnovat ve serv ces e
ed u s a s ed cor orates and MSM s to underta e
the nstant ava a e nsta throu h our d ta channe s
ost of the r e ort ort re ated transact ons n a
and are rece v n an encoura n res onse n a d to
co ete on ne anner thout the re u re ent of
evera e on t even further e are act ve e or n
h s ca docu entat on Added Mr Ba ch
o ortun t es th n the ndustr a hu s of the state
ersona oans as a se ent has een tness n s n f cant
r m ai ice ress
ado t on fro oth sa ar ed and se f e o ed nd v dua s C
across the state es ec a n c t es e andh dha a Sa i ication vt t
An esh ar and a na ar a on others there a n u to n va estern ress h a
t ore access e to custo ers Andher ast Mu a
hone
Add t ona the Ban has deve o ed a fu f ed ed roduct

2 | 2019 | JANUARY | AN N NAN