Page 30 - Banking Finance January 2019
P. 30

A


         B  A    cat on  ou d As  for Mo   e nu  er  and a    cat on  re resentat ve   s ts  usto er s   ace   th a  a  et
             sends an  ne    e  ass ord        After  usto er      th  nternet fac   t
             enters the     sent to h s  o   e nu  er   e  s  ro  ted      Ban  off cer then  e s  n re u red  usto er     deta  s
             to Se ect the Branch  he   sh to   en the Account    n the  a  et   a es the  hoto ra h of the  usto er  and
              rov de  e   eta  s    e Annua   nco e    Ma    d etc
                                                                 ta es the sna  of  r   na      docu ents and    oads
              he a    cat on ver f es the  o   e nu  er    send n   the  ocu ents a on    th  usto er S  nature  and
                  throu h  SMS    n  ver f cat on  of        the   usto er Account  s   ened on the S ot  A so  e  t  ard
             a    cat on      d rect the custo er to ta e h s Se f e      e co e  etter  s handed to  usto er on the s ot
            After ta  n  the Se f e the custo er      ta e sna shot
                                                               e  account o en n s are the   fe   ood for ever   an
             of the  st  a e of Aadhaar card and  u c  Res onse
                                                               h  e   an    an s  are  successfu      evera  n   d   ta
               R  code
                                                               ar et n   to    rove  ho   the  reach  custo ers  the
              o  the a    ro  ts the custo er to ta e sna shot of  account o en n   rocess a so  s a ste  to ards  t   ver  Ban
             the address  ort on of the Aadhaar card   he a   ver f es   s co  n    th so e or the other  e   echno o  ca  advent
             the deta  s of the address fro  the      data ase    ecause of the fo  o  n  reasons
              he a    cat on      no  d rect the custo er to ta e  v     to er  c  i ition at  ow  o t      ta  channe s
             sha shot of the front  ort on of the  A  card        rov de  an s   th un  ue o  ortun t  to de  ver h  h
                                                                  usto   ed  ro os t ons and serv ces to the r  otent a
             n the ne t screen  the custo er  s as ed to enter h s
                                                                   e  st n  custo ers  at re at ve    o er costs
              A  nu  er and date of   rth   a e  Aadhaar  u  er
               Address   he a    cat on ver f es the deta  s fro   v  Digita  i  in ivi  a  an  inti ate       ta  channe s
              S   s  A  data ase   he custo er      then have to   rov de access to  ar er  u   c soc a    atfor s  the
             conf r  the deta  s d s  a ed on the screen   nce  the   nherent nature of the   atfor   a es co  un cat ons
             custo er conf r s  the account nu  er  ets  enerated   throu h these channe s  nd v dua  and  nt  ate
             usto er then have to   s t the Se ected  ranch of the  v  Data    ort nit       ta   r n s   th  t the  n  ue
             Ban    a on     th  the        ocu ents      ass ort  o  ortun t  to ca ture enor ous vo u es of data  n a
              hoto ra h for the act vat on of the account        faster and eff c ent  anner  Ana  t cs and  ata M n n
                                                                 on these  nfor at on assets are e  ected to ena  e  an s
             a  et  a e  Saving   an  acco nt o ening
                                                                 to des  n and  rov de so ut ons as  er  nd v dua  needs
              roce      a   o    an ing
                                                              v   ran   o a t    o avo d the  ro a  e sh ft of custo ers
          o ered    th  an  advanced  a    cat on  on  ta  ets
                                                                 to ards  a  ets and  ro osed  a  ents  an s  the
          usto ers can no  enjo  a faster and s oother account
                                                                 s    ar fac   t es need to  e  ntroduced at our end to
         o en n  e  er ence    th  a  Ban  n   avo d the hass e of
                                                                  ee  the custo ers assoc ated and  o a  to the  rand
         arran  n    a er   or      e   h s ca    hoto ra h  and
                                                                 Rea     e So ut ons      ta  channe s have the a    t
          hotoco  es of     docu ents   a  Ban  n  off cer
                                                                 to  rov de rea  t  e so ut ons to the custo ers  Ban s
         co e  to  a    ace  of   usto ers  conven ence  c  c   the
                                                                 have  een a  e to cons dera    s     f  the r  nterna
          hoto ra h and scan the necessar  docu ents re u red to
                                                                  rocesses  Mo   e A  s and     ta  Bac  end set u s
         o en a Ban  account   th the he   of a ta  et
                                                              Ac u r n  and reta n n  the custo ers  s    ortant for the
         A  a  et  ased Sav n s Ban  account o en n  has  een
                                                               us ness deve o  ent and the  rof ta    t    he ac u s t on
          n t ated      severa   Ban s  to  tar et     h   et   orth
                                                              of custo ers us n  d   ta   roducts  s    ortant strate    n
          nd v dua s      s    ho  ou d not    e to v s t Ban   ranches
                                                               an  n   us ness  ecause of the  ncrease  n  o u at on of
         to o en the r Sav n s Ban  Accounts
                                                               oun   enerat on tech savv  custo ers  and the ca a    t
          he ste s for  a  et  ased Sav n s Ban  account o en n   of the d   ta  techno o   to reach to  ore  ersons  n short
          rocess  s as fo  o s                                t  e   ence th s custo er ac u s t on us n  d   ta   roducts
         A   usto ers can   ve M ssed ca    n a ded cated he     ne    a s    ortant ro e  n toda  s  an  n    he Ban s  ho are
             nu  er for account o en n                        the   rst Mover stand to see s  n f cant  ncrease  n the r
         B   he  usto er deta  s are ca tured    the  a    entre  account o en n   throu h     ta   hanne s   ver  Ban   s
             and   assed  on  to  a  Ban   re resentat ve   Ban   str v n  hard to   n th s     ta   ar


             0 | 2019 | JANUARY                                                            |  AN  N    NAN
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