Page 29 - Banking Finance January 2019

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transfer et een accounts n d fferent an s on the as s et n er tan t e roce o vario
of v rtua address thout ent on n the an account
Digita cco nt o ening
oda an s a to rov de fast accurate and ua t
n ine e a e Saving an acco nt
an n e er ence to the r custo ers oda the to ost
a enda for a the an s n nd a s d t at on o ening roce
he ste s for n ne ased Sav n s Ban account o en n
th the advent of t at on a ost ever an s has rocess s as fo o s
co e u th severa ta roducts serv ces e nternet
A he ros ect n to o en a Sav n s Ban Account
Ban n Mo e Ban n Mo e ass oo n f ed
v s t the Ban s e s te and c c the n A n
a ents nterface ta a ets red t ard e
ne and choose Sav n s Account
ase and Mo e A cat ons nterface etc
B he ros ect feed h s ersona nfor at on e
a e B Mo e nu er A nu er Aadhaar
or reta n n the e st n usto er s as e as Ac u s t on
nu er etc and se ect the ranch here he she shes
of e usto ers
to o en h s her account
th the d t at on of var ous an n rocesses Sav n s
An authent cat on code s sent to the ven o e
account o en n rocess has a so under one chan e
nu er to authent cate the o e nu er of the
usto ers are radua sh ft n fro ranch ased account
custo er After authent cat on the screen conta n n
o en n rocess and oo n for a ternat ve channe s of
address and other deta s o u
account o en n
he custo er then feed h s her co un cat on
h e an ranches are st the ost ortant channe er anent address deta s nco e deta s o nee
for account o en n the on reason h an ranches are deta s docu ent deta s
seen as the ost ortant channe s that an s haven t
After su ss on a screen o u sho n a un ue
ena ed fu account o en n ca a t es outs de of the
reference nu er ou d e enerated and e sent
ranch usto ers are ncreas n turn n to o e and
to the Mo e nu er of the usto er and an
d ta channe s to start the r a cat on
ac no ed e ent s a so sent e a usto er can
ta e the r nt out of the or and has to v s t the
n order to rov de the custo ers a fac t to o en the r
se ected ranch th docu ents and atest ass ort
sav n s account us n ta hanne s severa ta
s e hoto ra h
n t at ves are ta en an an s
n ne e ased Sav n s Ban account o en n he ranch off c a then ver f es the or na
rocess docu ents th the ones ent oned n the on ne
a cat on ta e a hotoco of the docu ents
Mo e A cat on ased Sav n s Ban account o en n
aste the hoto ra h of the custo er and ta e the
rocess
s nature of the custo er on the r nted account
a et ased Sav n s Ban account o en n rocess o en n for And o en the usto er Account
ed ate and hand over the e t ard e co e
etter to the usto er

Mo i e ication a e Saving an
acco nt o ening roce
he ste s for Mo e A cat on ased Sav n s Ban account
o en n rocess s as fo o s
A he ros ect n to o en a Sav n s Ban Account
have to do n oad the Mo e A cat on for
Account o en n fro oo e a store After the
A cat on s nsta ed and usto er has to o en the
A cat on

AN N NAN | JANUARY | 2019 | 29