Page 41 - Ebook health insurance IC27

Sashi Publications

 Employers employee contribute equally
 Premiums are set according to earnings rather than risk
 Contributions for unemployed people are paid by the government

France
 It has employment-based public health insurance
 It covers whole population
 There are three healthcare funds one for workers, for self-employed and for

agricultural workers
 Financing is done through employer and employee contribution and general taxes
 No one can opt out of the scheme
 People also have some form of addon private insurance which pays for various

procedures which are not covered in public insurance

United States
 Employment-based insurance is the primary source of health coverage for under 65

population
 In recent years number of persons covered by employer sponsored schemes is

reducing
 There has been sharp increase in cost of health insurance premium
 The government provides insurance for elderly and poor

Japan
 Japan achieved universal health coverage in 1961 through National Health Insurance

Act
 Large employers (with 700+ employees) are required to operate to insurance plans

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