Page 44 - Ebook health insurance IC27

The Insurance Times
 This mission held in organising resources for providing health facilities to people in
the rural areas.
 Guidelines for National Health Plan in India was provided by a number of committees
dating back to Bhor committee in 1946.
 The public health sector in India continues to face problems like poorly motivated
manpower, inadequacy offunding, skewed geographical distribution and other access
issues.
 Problem of access to health care is more in the rural area than compared to urban
area.
 There is virtually no check on what service providers can charge for health care
services and no check on quality of services provided.
 Health insurance has the potential to influence provider behaviour.
 Health insurance schemes can have negotiating power which can potentially influence
provider behaviour, something an individual purchaser of healthcare cannot achieve.
 Poorly designed health systems could lead to providers pushing up costs and actually
reduce access for uninsured.

4 8 Guide for Health Insurance