Page 42 - Ebook health insurance IC27

The Insurance Times

for workers and their dependents called society managed insurance. It covers 26%
of Japan's population.
 Employees and dependents in the smaller companies automatically get enrolled in a
"Small-Business National Health Plan" operated by the government. It covers 30%
of Japan's population
 A third category "Citizen Insurance Program" covers the retired and self-employed
and is administered by municipal government, financethrough compulsory premium
on self-employed and general tax revenues.
 In 2008 80% of health costs in Japan were borne by government and balance by
other sources.

Chile
 Employees have to make a mandatory payment of 7% of their wages for compulsory

health coverage to public sector National health fund (Fonasa)
 Private sector scheme is operated through Isapres
 67% of ablation is enrolled with Fonasa and balance 20% are covered under private

insurance
 Fonasa is funded 50% by general tax revenues
 Out of pocket expenses are common in healthcare

Thailand
 There are three main schemes which cover the entire population
 Civil service medical benefit scheme covers government employees
 Social security schemes covers employees mandate really
 Universal coverage scheme covers all suggestions not covered under our

schemes

4 6 Guide for Health Insurance