Page 774 - Insurance Statistics 2021
P. 774

Indian Non-life Insurance Industry
                                                                                               Yearbook 2018-19






 Chart 4.9.2                            Chart 4.9.4 Channelwise GDPI - Crop
 Chart 4.5.2 Gross & Net Incurred Claims Ratio - Crop

                                                                 Individual
                                                                 Individual Agents
                                                                          Agents
 140%
                                                                 0.1%
                                                                 0.1%
 116.3%  116.9%  120.0%
 120%  106.2%
 101.4%  105.4% 101.7%
                                                                                            Agents-Bank
                                                                                   Corporate
 99.7%  119.8%                                                                     Corporate Agents-Bank
                                                                                   0.3%
 100%  108.5%                                                                      0.3%
 104.6%  102.2%                  Others
                                 Others
 97.9%
 80.2%
 Claim Ratio (%)  80%  71.3%  92.2%  73.1%  77.3%  75.8%  90.5%                          Brokers
                                 27.1%
                                 27.1%
 74.5%
                                                                                         Brokers
                                                                                         2.2%
                                                                                         2.2%
 68.7%
 60%
 40%
 20%
 0%
               Micro Insurance …
               Micro Insurance …
               0.0%
               0.0%
 Year
 Gross Incurred Claims Ratio  Net Incurred Claims Ratio
 Source: Council Compilation as per source
 data submitted by companies
                                                                                    Direct Business- Other
                                                                                    Direct Business- Other
                                                                                    than internet
                                                                                    than internet
                                                                                    70.3%
                                                                                    70.3%
 Chart 4.9.3                                                             Source: Council Compilation as per source
 Chart 4.5.2 Rural vs Urban Premium - Crop
                                                                         data submitted by companies
                                           Chart 4.9.5 GDPI Breakup on Categories - Crop
 Urban Premium
 Urban Premium
                   25,000
 23.4%
 23.4%
                                           19,705
                   20,000
                   15,000
                ₹ in Crores

                   10,000
                                                                                  8,124


                    5,000

 Rural Premium
 Rural Premium
 76.6%
 76.6%
                      -
                                           Kharif              GDPI                Rabi


 Source: Council Compilation as per source                               Source: Council Compilation as per source
 data submitted by companies                                             data submitted by companies



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