Page 11 - Cover Letter and evaluation for Michael Hartzmark
P. 11

Your estimated costs in each plan



                         Plan Name        Medigap Plan G           Medigap Plan N           Medigap Plan L


                 Toll-Free Number              NA                       NA                       NA

                 Health plan premiums + medical deductible + Rx drug costs
          lity ratings from
          Medicare web site
              2021 Part B premium

               ($148.50 a month)*             $1,782                   $1,782                   $1,782

                 Health plan annual

                 premiums  (Medigap           $2,800                   $2,350                   $2,400
               premiums are estimates)

               Part B deductible**             $203                    $203                     $203


             2021 Rx drug costs in
            lowest-cost mail-order             $545                    $545                     $545
                             option

                              Total           $5,330                   $4,880                   $4,930

                                 Part A and Part B out-of-pocket costs

           Part A: The amount you
                 will pay if you are         No cost                  No cost                   $352
                       hospitalized


            Part B:  Amounts owed                              Below are cost-sharing
               for most outpatient      No cost after Part B    amounts after Part B          5% of cost
                                         deductible is paid
                           services                               deductible is paid

                                  Cost-sharing for doctors' office visits
                                                                    =
            In-Network Primary
                Care Co-Pays                                   After Part B deductible is

           In-Network Specialist        No cost after Part B    paid, $20 for doctors'   5% of cost after Part B
                   Co-Pays           deductible has been paid  office visits and $50 for   deductible has been paid
              Out-of-Network                                   visit to emergency room
                   Co-Pays

          *This is 2021 Part B premium for new enrollees. Higher income people may pay more.
          **Part B deductible in 2021 is $203



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