Page 10 - Cover Letter and evaluation for Michael Hartzmark
P. 10

Plans that appear to meet your criteria


                           These three plans are compared on this page and the following page.


                          Plan Name        Medigap Plan G           Medigap Plan N           Medigap Plan L



                   Toll-Free Number              NA                       NA                       NA
          QuaSection Heading           How do these plans compare?
          lity ratings from

             Can you continue to see

                   your physician(s)?       Yes, but verify          Yes, but verify          Yes, but verify




              How large is the plan's  You can see any provider  You can see any provider  You can see any provider
                  provider network?     who accepts Medicare     who accepts Medicare     who accepts Medicare


            Do you need referrals to
                     see specialists?            No                       No                       No

                  Range of premiums
                  (according to CSG        $2,760 - $3,943          $2,041 - $3,168          $2,098 - $3,211

                           Actuarial)

                How many insurance
           companies sell this plan in           26                       23                        5
                         your state?

              How good is the plan's   Excellent, but it does not  Excellent, but it does not  $3,110 out-of-pocket limit
          catastrophic coverage for     have an out-of-pocket    have an out-of-pocket    for covered services in

                      medical costs?            limit                    limit                    2021
                            Benefits for services not covered by Medicare


             Routine dental care      Not covered in most cases. Not covered in most cases. Not covered in most cases.
                                       A few insurers may offer   A few insurers may offer   A few insurers may offer
                                      dental/vision benefits with  dental/vision benefits with  dental/vision benefits with
              Routine vision care       their Medigap policies   their Medigap policies   their Medigap policies


                                        80% of cost of medical   80% of cost of medical
                Foreign travel             emergency; $250         emergency; $250
                 emergencies           deductible; $50k lifetime  deductible; $50k lifetime    Not covered
                                                limit                    limit




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