Page 112 - Bundle for MF Final

Bates no 111

And at paragraph 12(h) "the defendant requires disclosure of all documentation relating to
the claimant's insurance policy , in addition to the family-related documents identified.
8
The possibility such disclosure appears to have reduced Mr Solheim's enthusiasm for pursuing
his claim against Diamond Insurance.

7. POSSIBLE DECEPTION ASSOCIATED WITH THE POLICIES
Precise terms not known

Policy

AIG Calculation of base salary at £131,000 was excessice
Accident not work related (At leisure)
Hiscox Acts as and excess to the Ej LOL policy--- limit
Obtained in July 2014? Was accident declared?
Cirencester Application for aware of AIG settlement
Was recovery made
Claim should never have been made

It is not clear which policy "taken out a year before the index accident" counsel is
referring to. Mr Solheim claimed that the Cirencester loss of earnings policy had been
in place for 15 years. The only coverage recently obtained appears to be the loss of
licence policy by Hiscox.

It Is clear that Diamond Insurance's counsel was only aware of one in�urance policy
(that is the loss of earnings cover from Cirencester). The fact that he was threatening
to require disclosure was most likely a factor in Mr Solheim agreeing to a far lower
settlement than he wanted.

Subrogation does not mean paying back

8. CONCLUSIONS FROM THE ABOVE

9. SUMMARY OF CLAIMS

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