Page 10 - OE Guide
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OAP Plan Choice Fund HSA Plan
In-Network Out-of-Network In-Network Out-of-Network
Plan Maximum
Per lifetime Unlimited Unlimited
Deductible per Calendar Year
Per individual $1,100 $2,200 $2,500 $5,000
Per family $2,750 $5,500 $5,000 $10,000
Maximum Out-of-Pocket Exposure per Calendar Year (Includes Deductible)
Per individual $3,000 $10,000 $3,500 $14,000
Per family $7,500 $25,000 $6,850 $28,000
Available wellness FSA—$200 employee only HSA—$200 employee only
dollars contributed to $350 employee + spouse $350 employee + spouse
Coinsurance 80% after deductible 60% after deductible 80% after deductible 60% after deductible
Covered Services
Hospital Services
Inpatient 80% after deductible 60% after deductible 80% after deductible 60% after deductible
Outpatient 80% after deductible 60% after deductible 80% after deductible 60% after deductible
Emergency room 80% after deductible 60% after deductible 80% after deductible 60% after deductible
Urgent care center 80% after deductible 60% after deductible 80% after deductible 60% after deductible
Physician Services
Ofice visit PCP—$25 copay 60% after deductible 80% after deductible 60% after deductible
Specialist—$50 copay
Other Covered Services
Preventive care 100% covered 60% after deductible 100% covered 60% after deductible
Prescription Drug Benefit *
OAP Plan Choice Fund HSA Plan
Retail Pharmacy Mail Order Pharmacy Retail Pharmacy Mail Order Pharmacy
Generic $8 copay $16 copay
80% after deductible
Preferred brands $40 copay $80 copay HSA preventive generic drug list—100% covered
Non-preferred brands $70 copay $140 copay
Listed no cost preventive
medications 100% 100%
* All specialty medications must be illed through the CIGNA Specialty Pharmacy network; if you select a brand name drug when a generic
equivalent is available, the plan will only pay the cost of the generic drug; the plan will not cover medications for which there is an equivalent
over-the-counter alternative.
Bi-Weekly Medical Contributions—Paid By You on a Pre-Tax Basis
OPA Plan Choice Fund HSA Plan
Coverage Tier
Non-Tobacco Tobacco Non-Tobacco Tobacco
Employee $18.46 $64.62 $11.54 $57.69
Employee + spouse $83.59 $129.74 $54.65 $100.80
Employee + child or children $53.74 $99.89 $43.27 $89.42
Family $123.99 $170.14 $83.28 $129.43
Franke
OAP Plan Choice Fund HSA Plan
In-Network Out-of-Network In-Network Out-of-Network
Plan Maximum
Per lifetime Unlimited Unlimited
Deductible per Calendar Year
Per individual $1,100 $2,200 $2,500 $5,000
Per family $2,750 $5,500 $5,000 $10,000
Maximum Out-of-Pocket Exposure per Calendar Year (Includes Deductible)
Per individual $3,000 $10,000 $3,500 $14,000
Per family $7,500 $25,000 $6,850 $28,000
Available wellness FSA—$200 employee only HSA—$200 employee only
dollars contributed to $350 employee + spouse $350 employee + spouse
Coinsurance 80% after deductible 60% after deductible 80% after deductible 60% after deductible
Covered Services
Hospital Services
Inpatient 80% after deductible 60% after deductible 80% after deductible 60% after deductible
Outpatient 80% after deductible 60% after deductible 80% after deductible 60% after deductible
Emergency room 80% after deductible 60% after deductible 80% after deductible 60% after deductible
Urgent care center 80% after deductible 60% after deductible 80% after deductible 60% after deductible
Physician Services
Ofice visit PCP—$25 copay 60% after deductible 80% after deductible 60% after deductible
Specialist—$50 copay
Other Covered Services
Preventive care 100% covered 60% after deductible 100% covered 60% after deductible
Prescription Drug Benefit *
OAP Plan Choice Fund HSA Plan
Retail Pharmacy Mail Order Pharmacy Retail Pharmacy Mail Order Pharmacy
Generic $8 copay $16 copay
80% after deductible
Preferred brands $40 copay $80 copay HSA preventive generic drug list—100% covered
Non-preferred brands $70 copay $140 copay
Listed no cost preventive
medications 100% 100%
* All specialty medications must be illed through the CIGNA Specialty Pharmacy network; if you select a brand name drug when a generic
equivalent is available, the plan will only pay the cost of the generic drug; the plan will not cover medications for which there is an equivalent
over-the-counter alternative.
Bi-Weekly Medical Contributions—Paid By You on a Pre-Tax Basis
OPA Plan Choice Fund HSA Plan
Coverage Tier
Non-Tobacco Tobacco Non-Tobacco Tobacco
Employee $18.46 $64.62 $11.54 $57.69
Employee + spouse $83.59 $129.74 $54.65 $100.80
Employee + child or children $53.74 $99.89 $43.27 $89.42
Family $123.99 $170.14 $83.28 $129.43
Franke
