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Table of Contents







Welcome Letter .................................................... 3 Voluntary Life Insurance ......................................16

What’s Happening in 2016? ................................... 4 Disability Coverage .............................................. 18

Franke Wellness Program ...................................... 6 Voluntary Beneits ...............................................19

2016 Medical and Prescription Plan Choices ............ 8 New Voluntary Beneits Through Cigna .................20

Flexible Spending Accounts (FSA) ......................... 12 401(k) Plan .........................................................24
Dental ................................................................13 Other Beneits .....................................................25

Vision .................................................................14 Additional Resources ...........................................26

Life and AD&D Insurance .....................................15 Enrolling For Coverage ......................................... 27




Franke Benefits Program

Welcome to Franke’s 2016 open enrollment. It is our pleasure to provide
your 2016 open enrollment guide. Its purpose is to acquaint you with the
various beneit plans available to employees of Franke. We hope you ind

this guide useful as you weigh your beneit options.

Franke offers a comprehensive beneits package aimed to support your

goals of good health and inancial stability.

Now is your opportunity to enroll in coverage for you and your eligible
dependents. To continue to have beneits in 2016, you must go online and

enroll by the Friday, November 20 open enrollment deadline. You will not
be able to change your beneit elections for the 2016 plan year unless you
experience a qualiied life status change. Life changing events include, but
are not limited to, marriage, divorce, birth or adoption of a child, changes
in you or your dependents’ employment or coverage status, or death. It
is your responsibility to log in to the Choicelinx system within 30 days
of the event. Failure to log in to the Choicelinx system within 30 days
will prohibit your ability to change your beneits election(s) until the next
open enrollment period.



Franke
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