Page 14 - Watkins Associated Industries, Inc - 2022 Benefits Guide

DENTAL PLAN

It’s important to have regular dental exams and cleanings so problems Using in-network dental providers
are detected before they become painful — and expensive. Keeping your While you have the option of choosing any provider, you will save money
teeth and gums clean and healthy will help prevent most tooth decay and when you use in-network dentists. When using an out-of-network dental
is an important part of maintaining your overall health. We offer a dental provider, you will pay more because the provider has not agreed to
plan through Cigna. charge you a negotiated rate.

• You have access to Cigna's Healthy Rewards program. With this, comes a
gym discount program, Active and Fit.
• OHIP- Oral Health Integration Program- allows those with particular
conditions (diabetes, heart disease, maternity, etc.), to be reimbursed for
additional cleaning throughout the year.

Plan Pays
2022 CIGNA DENTAL BENEFITS IN-NETWORK AND OUT-OF-NETWORK BENEFITS APPLY

Dental Care ($1,500 Annual Max) Four routine cleanings and two exams per year covered at 100%. After a $50 deductible,
basic restorative covered at 80% and major restorative covered at 50%.
For dental benefit details, see www.watkinsbenefits.com.

Orthodontia (Adult and Child) 50% coverage with no annual deductible
$1,500 lifetime max

WELLBEING
WELCOME BENEFIT BASICS MEDICAL DENTAL VISION HSA FSA DISABILITY/LIFE ADDITIONAL BENEFITS 401(k) CONTACTS 14
PROGRAM