Page 9 - 2022 AEO Benefit Guide
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Express Scripts Pharmacy                                                   REMINDER


        Each medical plan includes a prescription drug benefit, administered by Express Scripts.   Save money on prescription
                                                                                   drugs. Register for Rx Savings   HEALTH BENEFITS
        For your short term drug needs (drugs you are using for less than 3 months at a time),   Solutions at  myrxss.com.
        you will be able to visit a retail pharmacy to have your prescription filled. Express Scripts   AEO offers access to this
        has a broad network of pharmacies to choose from.                          benefit at no additional cost
                                                                                   to you. Visit page 22 of this
        For  your maintenance  medications (drugs  you take regularly for more  than 3   guide for details.
        months), you are required to order those prescriptions through the Express Scripts
        Pharmacy for home delivery. Home delivery is a convenient way to obtain your
        medications. You also save money! For maintenance medications ordered through
        Express Scripts Pharmacy, you receive a 3 month supply of your drug for the cost of a
        2 month supply. That’s a savings of up to $240 each year! You also enjoy free shipping,
        payment options, and auto refills! AEO has a copay structure for non-specialty
        prescription drugs and a coinsurance structure for specialty prescription drugs;
        please refer to the “Summary of Medical In-Network Coverage” grid for details.

        Using a participating, in-network provider or pharmacy will save you money. To find a
        participating provider or pharmacy:
          •  Visit the provider website: www.mycigna.com, call 1.800.CIGNA24 (24/7/365),
            or download the myCigna mobile app to access Cigna providers. Network
            providers do not vary by plan.
          •  Visit www.express-scripts.com to access Express Scripts pharmacies!

        Frequently Asked Questions
          •  Which medications can I fill through the Express Scripts Pharmacy?
            You can fill the prescriptions you take regularly for ongoing conditions, also
            called “maintenance medications.” To find out if a specific drug is considered
            a maintenance medication, please call Express Scripts at 1.866.591.3880.
          •  What if I forget to order my maintenance medication through the Express
            Scripts Pharmacy? Can I just go to a regular pharmacy?
            You are required to order your maintenance medications through the Express
            Scripts Pharmacy or you will pay full price for your drug at the retail pharmacy.
            As a courtesy, you will have 3 months to start your home delivery through
            Express Scripts. During these 3 months, each time you fill your maintenance
            medication at a pharmacy, you will receive a reminder letter and phone call from
            Express Scripts, providing you with details on how to start your home delivery.
            If you choose to ignore these reminders, you will be required to pay full price for
            your 4th retail fill, and subsequent fills, until you start the home delivery process.  PLEASE NOTE
          •  How long will it take to process my order?
            When you fill a prescription through the Express Scripts Pharmacy for the    All Associates enrolling in
            first time, you can expect delivery of your order within 2 weeks from the time    medical insurance will re-
            Express Scripts receives the prescription from your doctor. It is recommended   ceive  2  cards  —  one  from
            that you have a 30-day supply of your medication on hand at the time of your    Cigna and another from
            order. Refills typically take 3-5 days to process and ship.            Express Scripts. You will
          •  Will I be reminded when it’s time to refill?                          also receive an HRA debit
            Yes – through the communication channel of your choice. You may also enroll in    card, if enrolled in the HRA
            the Auto Refills feature online or by calling Express Scripts.         plan OR an HSA card from
                                                                                   Cigna and HSA Bank, if
          •  How do I pay for my order?
            You have a lot of choices: Health Savings Account (HSA) debit card, Health    enrolled in one of the
            Reimbursement Account (HRA) debit card, credit card, bank-issued debit card,   Health  Savings  Account
            personal check, Healthcare Flexible Spending Account (FSA), or money order.  plan offerings.
        FULL TIME BENEFITS — HEALTH BENEFITS                                                                   7 7
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