Page 5 - Monster Energy 2021-2022 Benefits Guide

Check the
provider network

If you elect an HMO, you may
Medical use in-network providers only.
HMO plans don’t cover
expenses that are outside
the network—except in
cases of emergency.

MEDICAL AND PHARMACY

We offer medical plan options through UnitedHealthcare (UHC) and
Kaiser (CA only). Your plan options depend on where you live. All of
the medical plans include prescription drug coverage. To select the plan that best suits
your family, consider the key differences between the plans, the cost of coverage
(including payroll deductions), and how the plan covers services throughout the year.

UNDERSTANDING HOW THE PLANS WORK

CALIFORNIA EMPLOYEES ONLY: UHC SIGNATURE VALUE ALL EMPLOYEES: UHC SELECT PLUS PPO AND HIGH
HMO AND KAISER PERMANENTE HMO PLANS DEDUCTIBLE PPO WITH HSA PLANS
• Use in-network providers only • Large network of providers
• Preventive care covered at 100% • Preventive care covered at 100%
• No annual deductible • You pay an annual deductible
• You pay a copay for most services and prescriptions • Pay a flat copay or a percentage of the cost of most ser-
• Once you reach your out-of-pocket maximum, the plan vices and prescriptions after you meet your deductible
covers eligible expenses for the rest of the plan year • Once you reach your out-of-pocket maximum, the plan
covers eligible expenses for the rest of the plan year

Monster Energy pays 100% of the employee only cost and most of the cost for
your dependents.

HEALTH ADVOCACY SERVICES
This innovative health care resource is
available to assist you in navigating the
health care system. Health Advocate is
a completely confidential service that is
available to all benefits-eligible employees
and your families. Health Advocate will
assist you in making a more informed We provide
decision about your health care, insurance, Cigna 24/7
medical bills, eldercare, special needs Health Advocacy
services and more. services FREE
to all employees.
Call (866) 799-2725
to learn more.
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