Page 7 - Monster Energy 2021-2022 Benefits Guide

ENGAGE

Making the most of your medical plan

Getting the most out of your plan also depends on how well you understand it. Keep
these important tips in mind when you use your plan.

In-network providers and pharmacies — You will always pay less if you see a
provider within the medical and pharmacy network.

Preventive care — In-network preventive care is covered at 100% (no cost to you).
Preventive care is often received during an annual physical exam and includes
immunizations, lab tests, screenings and other services intended to prevent
illness or detect problems before you notice any symptoms.

Mail Order Pharmacy — If you take a maintenance medication on an ongoing
basis for a condition like high cholesterol or high blood pressure, you can use
the Mail Order Pharmacy to save on a 90- or 100-day supply.

Pharmacy coverage — Medications are placed in tiers based on drug cost, safety
and effectiveness. These tiers also affect your coverage.

+ Generic — A drug that offers equivalent uses, doses, strength, quality and
performance as a brand-name drug but is not trademarked.

+ Brand formulary — A drug with a patent and trademark name that is
considered “preferred” because it is appropriate to use for medical purposes
and is usually less expensive than other brand-name options.

+ Brand non-formulary — A drug with a patent and trademark name. This type of
drug is “not preferred” and is usually more expensive than alternative generic
and brand formulary drugs.

MEDICAL PLAN RESOURCES

24/7 NURSELINE 24/7 NurseLine
Speak with a registered nurse 24/7 by calling the medical plan’s 24-Hour UHC
NurseLine. The nurses can help you decide whether you or a covered family Call the number
member should go to the emergency room or urgent care center or make on your ID card
a doctor’s appointment. And because you have 24/7 access, you can talk to Kaiser
Call your
a nurse whenever you like — day or night. Kaiser office

TELEMEDICINE/VIRTUAL VISITS
Employees enrolled in UHC and Kaiser plans have access to care through Teladoc.
UHC enrolled employees also have access to Doctor on Demand and AmWell. Kaiser
also provides access to virtual visits. These board-certified doctors are available over
the phone or by video conference to diagnose, treat and prescribe medication for
many non-emergency medical issues. Visit teladoc.com, myuhc.com or kp.org for
more information. / 7