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A GUIDE TO YOUR BENEFITS | 2020
COVERAGE EXTENSION RIGHTS UNDER THE UNIFORMED SERVICES EMPLOYMENT AND REEMPLOYMENT RIGHTS ACT (USERRA)
If you leave your job to perform military service, you have the right to elect to continue your existing employer-based health plan coverage for you
and your dependents (including spouse) for up to 24 months while in the military. Even if you do not elect to continue coverage during your military
service, you have the right to be reinstated in your employer’s health plan when you are reemployed, generally without any waiting periods or
exclusions for pre-existing conditions except for service-connected injuries or illnesses.
GINA NOTICE TO AVOID PROVIDING GENETIC INFORMATION FOR WELLNESS PROGRAMS
The Genetic Information Nondiscrimination Act of 2008 (GINA) prohibits employers and other entities covered by GINA from requesting or requiring
genetic information of an individual or family member of the individual, except as specifically allowed by this law. To comply with this law, we are
asking that you not provide any genetic information when responding to this request. “Genetic information” as defined by GINA, includes an
individual’s family medical history, the results of an individual’s or family member’s genetic tests, the fact that an individual or an individual’s family
member sought or received genetic services, and genetic information of a fetus carried by an individual or an individual’s family member or an
embryo lawfully held by an individual or family member receiving assistive reproductive services. Please do not include any family medical history or
any information related to genetic testing, genetic services, genetic counseling, or genetic diseases for which an individual may be at risk.
MICHELLE’S LAW
Michelle’s Law permits seriously ill or injured college students to continue coverage under a group health plan when they must leave school on a
full-time basis due to their injury or illness and would otherwise lose coverage. The continuation of coverage applies to a dependent child’s leave of
absence from (or other change in enrollment) a postsecondary educational institution (college or university) because of a serious illness or injury,
while covered under a health plan. This would otherwise cause the child to lose dependent status under the terms of the plan.
Coverage will be continued until:
1. One year from the start of the medically necessary leave of absence, or
2. The date on which the coverage would otherwise terminate under the terms of the health plan; whichever is earlier.
QUALIFYING EVENTS
Group health plans are required to offer special enrollment to otherwise eligible Associates, spouse and any new dependents upon marriage, birth,
adoption or placement for adoption, or when a loss of eligibility for other group health plan or health insurance coverage occurs and when
employer contributions toward other coverage cease. Accordingly, an Associate who is otherwise eligible, but not enrolled for coverage, can enroll
(and can also enroll a spouse and any new dependents, if they are otherwise eligible under the plan) when any of these events occur, as long as
notification is provided within 30 days of the date the change became effective.
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