Page 18 - 2022 Clari Open Enrollment Benefits Guide

Your Safety Net
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Life and Disability Insurance

Short-Term Disability Long-Term Disability
Short-Term Disability, through New York Life, pays you a portion Long-Term Disability, through New York Life, pays you a portion
of your earnings if you cannot work because of a short-term of your earnings if you cannot work because of a long-term
disabling illness or injury. Typically, disability means you cannot disabling illness or injury. Typically, disability means you cannot
perform one or more of the essential duties of your job due to perform one or more of the essential duties of your job due to
injury, sickness, pregnancy or other medical conditions. Clari injury, sickness, pregnancy or other medical conditions. Clari
pays 100% of the premium. pays 100% of the premium. Long-Term Disability continues
for as long as you are disabled or until you reach your Social
Security retirement age, whichever is sooner.

Short-Term Disability Long-Term Disability

Weekly Benefit Amount 60% Weekly Benefit Amount 60%

Maximum Weekly Benefit $3,000 Maximum Monthly Benefit up to $13,000
Benefit Begins 90 days after accident or sickness
Benefits Begin 7 days after accident or sickness
Maximum Payment Period up to the Social Security Normal
Maximum Benefit Period up to 12 weeks Retirement Age

Quick Tip: Don’t Forget to Name Your Beneficiary

Naming your beneficiary is important because it designates who should receive your Life and AD&D benefits.
You may change your beneficiary as often as you wish.

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