Page 24 - 2022 DPR Construction Benefit Guide_Administrative Employees

Retirement Savings Plan

The DPR Retirement Savings Plan is comprised of the 401(k) Savings Plan and the Profit-Sharing Plan.
DPR Construction 401(k) Plan

The 401(k) Plan offers employees the opportunity to defer a portion of their weekly pay to a retirement savings account. The plan
is administered by Vanguard and includes traditional 401(k) contributions (pre-tax) or Roth contributions (post-tax). There is also
an opportunity to defer a percentage of supplemental pay to the plan. Catch-up contributions are available for employees who
are over 50 years of age. Employees are eligible immediately upon hire and if no election is made, automatic enrollment at 4% of
employee salary occurs after 90 days of employment. Vanguard provides a suite of investment options for employees to choose the
investment profile that is suitable for their retirement goals. Vanguard also offers professionally-managed investment funds through
the target date retirement fund investment options. All contributions to the 401(k) plan are immediately vested.

DPR will match employee contributions, at $.50 on each $1.00 up to the first 6% of employee salary. DPR’s employer match will
occur quarterly. Don’t miss the opportunity to maximize the DPR contribution into your Retirement Savings Plan.

Beneficiary Information on your Retirement Plan is maintained by Vanguard.

Vanguard offers resources for employees on savings and planning for retirement. Please check out their website for additional
information: www.vanguard.com. DPR’s plan number is 095654.
Profit Sharing Plan

DPR offers a discretionary profit-sharing contribution annually. The profit sharing is
DPR’s commitment to the future and retirement of our employees. The profit-sharing
contribution is based on the employee’s tenure with DPR and their annual salary.
The profit-sharing contribution is invested per your investment profile selected for your
401(k) contributions. The Profit sharing does have a 5-year vesting schedule and is
based on employees’ date of hire with DPR.

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