Page 19 - TriStar Energy-2023-Benefit Guide-V26(WLP)-LRI
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Voluntary Plans (continued)




        Legal Plan                                              Identity Theft Protection
        The legal plan through MetLife provides legal representation   Protecting your personal information has become a major
        for you, your spouse, and your dependents at a price that   concern. Identity theft coverage through ID Watchdog
        won’t break your budget. You can receive legal advice and   is designed to protect your identity and assets through
        fully covered legal services for a wide range of personal   identity, credit and social media monitoring.
        legal matters from a network-participating plan attorney.
        Services provided through the plan include:             ID Watchdog monitors the Dark Web for your personal
        •  Court appearances                                    information, scanning websites, chat rooms, and other
                                                                forums known for trafficking stolen personal and financial
        •  Document review and preparation                      information. They check the USPS National Change of
        •  Debt collection defense                              Address Registry to help you detect the rerouting of your
        •  Will preparation                                     mail to a new address in case it was done without your
        •  Family law                                           knowledge. Credit monitoring from ID Watchdog helps
        •  Real estate matters                                  keep you informed. They also alert you if there are key
                                                                changes to your credit report(s) and activities to your bank
        When you use a plan attorney for covered services,      accounts and credit cards, which, if unexpected, could be
        there is no waiting period, limits on usage, deductibles or   a sign of potential fraud.
        copays. The plan is available at a low monthly group rate,
        which you can pay through automatic payroll deductions.  This plan is available at a low monthly group rate, which you
                                                                can pay through automatic payroll deductions.

        Financial, Legal and Estate Support
        We know financial and legal challenges can be very      Pet Insurance
        stressful for you and your family. That’s why New York Life   You can purchase health insurance, administered by
        Group Benefit Solutions provides our Financial, Legal and   MetLife, for your dog, cat, bird or other animals. Like a
        Estate Support program to help you navigate these issues,   regular health insurance plan, a pet insurance policy
        at no additional cost. Leaving you with fewer worries.   can help you plan for your pet’s health care – and offset
        Services include:                                       costs for routine care and unexpected illness or injury.
        •  FinancialConnect®: With FinancialConnect you and     Your premium is based on your pet’s species, age,
                                                                the benefits coverage you select and where you live.
          your family members have unlimited access to a team of   For more information, a quote or to enroll, visit
          qualified experts including Certified Public Accountants   www.metlife.com/getpetquote or call 800-GET-MET8.
          (CPAs), CERTIFIED FINANCIAL PLANNERS™ (CFP®) and
          other financial professionals to help guide you.
        •  LegalConnect®: This program gives you access to      Auto and Home Insurance
          unlimited phone consultations with a staff of attorneys   Farmers auto and home insurance is designed to help
          who can provide guidance on issues such as divorce,   you protect your home and automobile for affordable
          adoption, estate planning, real estate, and identity theft.   group rates.
        •  EstateGuidance®: This user-friendly online tool allows   In addition to auto and homeowner’s insurance, they offer
          you and your family members to write a last will and   a variety of other policies including:
          testament, a living will and documents outlining your
          wishes for final arrangements quickly, easily and cost   •  Renters/Condo
          effectively.                                          •  Personal excess liability

        For more information, contact Financial, Legal and      •  Boat
        Estate Support 24/7 at 800-344-9752 or visit            •  Motorcycle
        guidance resources.com (Web ID: NYLGBS).                •  RV
                                                                •  Personal property
                                                                For more information, a quote or to enroll, call 866-968-0270
                                                                and mention you are an employee of Tri Star Energy.




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