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800-872-0500           i                 i   800-877-7195
                                                                                        deltadentalma.com                                vsp.com







            Dental Plan                                                                                                            Vision Plan



            Dental care is an essential part of your overall health. You have the choice between two dental                        A routine eye exam is not only important for correcting vision, but can lead to the detection of
            plans through Delta Dental. The Basic plan offers comprehensive coverage with lower premiums                           other serious health conditions. We offer employees and their dependents the choice between two
            and the Buy-Up plan provides enhanced coverage with higher premiums.                                                   vision benefit plans through the Vision Service Plan (VSP).
            Dental Coverage
                                                                                                                                          IN-NETWORK                         Basic Plan                            Buy-Up Plan
                                                                   Basic Plan                   Buy-Up Plan
                                                                                                                                    Vision Exam
                           Annual Deductible                 $50 single / $150 family      $50 single / $150 family                 (every calendar year)                    $10 Co-pay                             $10 Co-pay

                   Annual Maximum Benefit Per Person                                                                                Prescription Glasses                     $20 Co-pay                             $20 Co-pay
                 Applies to basic & major treatments only           $1,000                        $1,500
                                                                                                                                    Frames                    Plan pays up to $150 (every other calendar year)  Plan pays up to $200 (every calendar year)
                            Preventive Care*               Plan pays 100% no deductible  Plan pays 100% no deductible               Lenses Single, Bifocal, Trifocal  Plan pays 100% (every calendar year)  Plan pays 100% (every calendar year)
                     Routine cleanings, x-rays, exams
      PHYSICAL WELL-BEING  Crowns, bridges, dentures, oral surgery    Plan pays 80% after deductible  Plan pays 100% after deductible  Standard                           $150–$175 Co-pay                       Up to $60 Co-pay                PHYSICAL WELL-BEING
                          2 per calendar year
                                                                                                                                    Progressive Lenses
                                                                                                                                                                             $0 Co-pay
                                                                                                                                                                                                                    $0 Co-pay
                             Basic Services
                                                                                                                                    Premium
                                                                                                                                                                          $95–$105 Co-pay
                                                                                                                                                                                                                    $50 Co-pay
                       Fillings & basic restorations
                                                                                                                                                                                                                    $50 Co-pay
                                                                                                                                    Custom
                           Major Treatment
                                                                                                                                    Contacts Exam & Fitting
                                                                                                                                                                          Up to $60 Co-pay
                                                          Plan pays 50% after deductible
                                                                                        Plan pays 60% after deductible
                         & occlusal nightguards
                                                                                                                                    Prescription Contacts
                                                                                                                                    (instead of glasses)
                           Orthodontia Care
                                                                                        Plan pays 50% after deductible
                                                          Plan pays 50% after deductible
                     For dependent children to age 19
                                                                                                                                    Eye Care Visit               Plan pays up to $150 (every calendar year)  Plan pays up to $200 (every calendar year)
                                                                                                                                                                             $20 Co-pay
                                                                                                                                                                                                                    $20 Co-pay
                     Lifetime Orthodontia Maximum                   $1,000                        $1,500                            Pink Eye, Eye Injury, Dry Eye
            *To encourage dental health, both plans include two preventive care visits per year and do not count towards the annual benefit maximum.
                                                                                                                                   Additional Discounts Available Through VSP Providers
            Do you know what network your dentist is in?                                                                             • 20% off of the cost of frames that exceeds your allowance.
            Delta has two networks of providers you can choose from: the Delta Dental PPO network and the Delta Dental Premier       •  20% savings on additional glasses and sunglasses, including lens enhancements, from any VSP provider within
            network. Save money on dental costs by using a dentist in the PPO network. The PPO network provides lower allowable       12 months of your last WellVision Exam.
            charges for providers and deeper discounts on certain out-of-pocket expenses.                                            •  Laser Vision Correction: Average 15% off the regular price or 5% off the promotional price (discounts only
            The example below illustrates the possible savings for a porcelain crown and assumes the deductible has been met.         available from contracted facilities).
                                                                                                                                   Know Before You Go
                                                           PPO                 Premier            Out-of-Network
                           Network
                                                         Dentist               Dentist                Dentist                      To take advantage of the vision plan hardware benefits, please be sure to go to an in-network provider. To find a
                                                                                                                                   participating eye doctor and eyeglass store visit vsp.com.
                          Dentist Fee                     $1,288                $1,288                $1,288
                                                                                                                                   Many eyeglass stores will mention that they are an out-of-network provider for VSP. This means you will pay full price for
                  Maximum Dentist Can Charge              $928                  $1,094                $1,288                       glasses and will be required to submit a claim to VSP for reimbursement. Please note you will not receive the same level of
                   Benefit Coverage Percentage            50%                    50%                   50%                         benefits when the provider is out-of-network.
                         Member Pays                      $464                  $547                   $644                        Primary Eye Care Program

                                                                                                                                   If you have diabetic eye disease, glaucoma or age-related macular degeneration, you can receive your routine eye care
               To find a participating dentist visit deltadentalma.com.                                                            and follow-up medical eye care services from your VSP doctor. You can also receive preventive retinal screenings if you
                                                                                                                                   have diabetes, but don’t show signs of diabetic eye disease—services are covered with just a $20 co-pay per visit.

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