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800-872-0500  i  i  800-877-7195
 deltadentalma.com  vsp.com







 Dental Plan  Vision Plan



 Dental care is an essential part of your overall health. You have the choice between two dental   A routine eye exam is not only important for correcting vision, but can lead to the detection of
 plans through Delta Dental. The Basic plan offers comprehensive coverage with lower premiums   other serious health conditions. We offer employees and their dependents the choice between two
 and the Buy-Up plan provides enhanced coverage with higher premiums.  vision benefit plans through the Vision Service Plan (VSP).
 Dental Coverage
                IN-NETWORK                         Basic Plan                            Buy-Up Plan
 Basic Plan  Buy-Up Plan
          Vision Exam
 Annual Deductible  $50 single / $150 family  $50 single / $150 family  (every calendar year)  $10 Co-pay  $10 Co-pay

 Annual Maximum Benefit Per Person  Prescription Glasses  $20 Co-pay                     $20 Co-pay
 Applies to basic & major treatments only  $1,000  $1,500
          Frames                    Plan pays up to $150 (every other calendar year)  Plan pays up to $200 (every calendar year)
 Preventive Care*  Plan pays 100% no deductible  Plan pays 100% no deductible  Lenses Single, Bifocal, Trifocal  Plan pays 100% (every calendar year)  Plan pays 100% (every calendar year)
 Routine cleanings, x-rays, exams
 PHYSICAL WELL-BEING  Crowns, bridges, dentures, oral surgery    Plan pays 80% after deductible  Plan pays 100% after deductible  Standard  $150–$175 Co-pay  Up to $60 Co-pay  PHYSICAL WELL-BEING
 2 per calendar year
          Progressive Lenses
                                                   $0 Co-pay
                                                                                          $0 Co-pay
 Basic Services
          Premium
                                                $95–$105 Co-pay
                                                                                         $50 Co-pay
 Fillings & basic restorations
                                                                                         $50 Co-pay
          Custom
 Major Treatment
          Contacts Exam & Fitting
                                                Up to $60 Co-pay
 Plan pays 50% after deductible
 Plan pays 60% after deductible
 & occlusal nightguards
          Prescription Contacts
          (instead of glasses)
 Orthodontia Care
 Plan pays 50% after deductible
 Plan pays 50% after deductible
 For dependent children to age 19
          Eye Care Visit              Plan pays up to $150 (every calendar year)  Plan pays up to $200 (every calendar year)
                                                  $20 Co-pay
                                                                                         $20 Co-pay
 Lifetime Orthodontia Maximum  $1,000  $1,500  Pink Eye, Eye Injury, Dry Eye
 *To encourage dental health, both plans include two preventive care visits per year and do not count towards the annual benefit maximum.
        Additional Discounts Available Through VSP Providers
 Do you know what network your dentist is in?  • 20% off of the cost of frames that exceeds your allowance.
 Delta has two networks of providers you can choose from: the Delta Dental PPO network and the Delta Dental Premier   •  20% savings on additional glasses and sunglasses, including lens enhancements, from any VSP provider within
 network. Save money on dental costs by using a dentist in the PPO network. The PPO network provides lower allowable   12 months of your last WellVision Exam.
 charges for providers and deeper discounts on certain out-of-pocket expenses.   •  Laser Vision Correction: Average 15% off the regular price or 5% off the promotional price (discounts only
 The example below illustrates the possible savings for a porcelain crown and assumes the deductible has been met.  available from contracted facilities).
        Know Before You Go
 PPO   Premier  Out-of-Network
 Network
 Dentist  Dentist  Dentist  To take advantage of the vision plan hardware benefits, please be sure to go to an in-network provider. To find a
        participating eye doctor and eyeglass store visit vsp.com.
 Dentist Fee  $1,288  $1,288  $1,288
        Many eyeglass stores will mention that they are an out-of-network provider for VSP. This means you will pay full price for
 Maximum Dentist Can Charge  $928  $1,094  $1,288  glasses and will be required to submit a claim to VSP for reimbursement. Please note you will not receive the same level of
 Benefit Coverage Percentage  50%  50%  50%  benefits when the provider is out-of-network.
 Member Pays  $464  $547  $644  Primary Eye Care Program

        If you have diabetic eye disease, glaucoma or age-related macular degeneration, you can receive your routine eye care
 To find a participating dentist visit deltadentalma.com.  and follow-up medical eye care services from your VSP doctor. You can also receive preventive retinal screenings if you
        have diabetes, but don’t show signs of diabetic eye disease—services are covered with just a $20 co-pay per visit.

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