Page 22 - Employee Handbook
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EMPLOYEE HANDBOOK
                                                                                                Version 2025.10.28




            The annual PTO accrual is determined by years of service and job level, and the increase in benefit is effective the pay
            period following the 2, 5 and 10 year anniversary date.

            Years of service is defined as the cumulative number of years employed at A-MAX Auto Insurance. Refer to Rehires
            section III for more information.

            The following Accrual Schedule is based on a 40-hour work week.

                                            Waiting
                              Job                      Completed Years   Weekly Accrual   Days (Hours)
                                           Period to
                             Level                        of Service        Rate          per Year
                                            Utilize
                                                                                          10 days
                                                          0 - 2 years       1.54
                        ONE                                                              (80 hours)
                        District Sales                                                    15 days
                                                          2 - 5 years       2.31
                        Managers, Area      60 days                                      (120 hours)
                        Sales Managers,                                                   20 days
                                                         5 - 10 years       3.08
                        and Corporate                                                    (160 hours)
                        Employees                                                         25 days
                                                          10+ years         3.85
                                                                                         (200 hours)
                                                                                          15 days
                        TWO                               0 - 2 years       2.31
                                                                                         (120 hours)
                        Regional Sales                                                    20 days
                        Managers and        0 days        2 - 5 years       3.08
                                                                                         (160 hours)
                        Heads of                                                          25 days
                        Department                         5+ years         3.85
                                                                                         (200 hours)


            III.  PTO and Employment Status Changes

            Termination


               •  In the event of termination, including resignation or any other event other than involuntary lay-off, the value of
                   the unused PTO balance (PTO accrued less PTO taken) will not be paid in full. If there is a negative balance, that
                   value will be owed to A-MAX Auto Insurance and will be deducted from the final paycheck, in accordance with
                   applicable laws.
               •  In the event of involuntary lay-off, the value of the unused PTO balance (PTO accrued less PTO taken) will be
                   paid in full. If there is a negative balance, the employee is not required to pay back the balance to A-MAX Auto
                   Insurance.

            Leave of Absence

            In the event of a Leave of Absence, employees may use accrued PTO to supplement income during a leave.

            Family and Medical Leave Act

            The  Family  and  Medical  Leave  Act  (FMLA)  provides  eligible  employees  with  time  off  for  certain  qualifying  leaves.
            Employees may qualify for FMLA leave regardless of their qualification for PTO benefits. For information about eligibility
            requirements for FMLA unpaid leave, please see your Human Resource Representative.

            Workers’ Compensation






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