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“ Go to: www.retire-rite.ca and Like/Share @: www.facebook.com/retireritelifestylesolutions MONEY
Do You Know Someone Retiring in 2021 and Can Use The Advice of a 32 Year Experienced Retirement Specialist?
Canadian Guide to Financial Prosperity in
a Post COVID Environment
Chapter 1: Introduction: plans to generate positive Canadians held on to their cash; appreciated and were grateful for trained to help everyday Canadians
The Fundaments of this Guide… responses; likewise, every problem primarily, as a safety net, as we the six (6) month mortgage whether a multitude of financial
has an amicable solution. At the simply did not know, (due to the deferral privilege from our banks storms, including COVID-19. More
At the Money Café Corp, we are Money Café, we have the recovery nature of unchartered territory) and credit unions, freezing of than ever Canadians need a
recommending our clients and formulae. how we were going to be affected credit card and utility payments Financial Plan and he Manage Your
associates read, understand, and Based on COVID-19’s, 24 x 7 media and for how long. and/or any other financial Money™ software is our #1 user-
refer to this book as the template coverage, we learnt a lot and better Let us face the facts, as much as privileges. However, the deferral friendly platform to create this
for our (collective) multi-faceted educated ourselves; however, if we COVID-19 affected millions privilege or freeze was not free, as critical document.
recovery plan, as our goal is to are caught off-guard with COVID- globally, we are eternally thankful with most lending facilities, it Finally, COVID-19 has affected
provide practical solutions to real 20 or 21; we have ourselves to that comparatively speaking, came with a cost and that cost can everyone, whether you were
problems caused by COVID-19. blame. When COVID-19 first Canada had one of the lowest cases significantly derail our recovery offering or receiving financial
Research indicate Canadians are appeared on the scene, no one, count per capita (globally) and a and wealth management journey if advice, thankfully, with over 32
seeking easily implemented and including the ‘experts’ could have large percentage of contracted we do not take heed and create a years in the Wealth Management
practical solutions to the myriad of predicted it’s depth and severity or Canadians survived the ill-effects practical and actionable recovery sector (Advanced Case Specialist)
financial concerns triggered by this the consequential current and or of COVID-19. action plan. Did you realize, and the creator of Canada’s first
pandemic and we believe, this future financial impact on our day COVID-19 has been labeled the deferring your mortgage payments consumer focused Financial
guide can serve as a ‘subliminal’ to day lives. pandemic of the century! To see for 6 months added 15 - 18 months P l a n n i n g s o f t w a r e , I a m
reminder and ‘go-to resource’ to Unfortunately, a small percentage first-hand and/or to verify COVID- to our mortgage amortization? experienced and well equipped to
o ve r c o m i n g o u r fi n a n c i a l of Canadians chose to defy 19’s magnitude, simply turn on Check out yours… handle financial challenges.
concerns. COV I D - 1 9 ’s w a r n i n g s a n d your TV, grab a newspaper or go Solution Providers: At your
The years 2020 and 2021 will go continued living ‘normally’; sadly, online to confirm the current and disposal are Financial Advisors, Next: Chapter 2 of 10:
down in Canadian history as two of their actions triggered super- long-term effect and potential of who are not only experienced with Debt Elimination…
t h e m o s t s i g n i fi c a n t a n d spreader events, which was this catastrophic pandemic. wealth management planning, are
t u m u l t u o u s y e a r s i n t h i s inexcusable! However, COVID- This calamitous phenomenon
millennium, where a deadly, 19’s impact goes way beyond the created an era of mayhem and
brazen, and unannounced event health aspects; it is 100% corelated ambiguity; an era in which we now For more information, or to create your post covid recovery plan
forced our day-to-day lives, with the financial impact of our m u s t m e t i c u l o u s l y a n d please drop me a line at:
including our livelihood, to long-term wealth creation goals. systematically recover by a) riyadm@themoneycafe.ca and or contact me via Linkedin or Facebook.
temporarily shut down. What we failed to understand (at increased sense of awareness; b) You can also check out my websites: www.themoneycafe.ca |
T h i s s h u t d o w n t r i g g e r e d the time) is, over and above the invest a significant percentage of www.retire-rite.ca | www.facebook.com/retireritelifestylesolutions
unchartered, incomprehensible, health crisis, at home isolation human resources and c) an
and mind-blowing adjustments, married with our inability to work, actionable financial plan. Article; courtesy;
which, sadly, will be felt for years; (whether we ended up in the There will be no ‘free-lunch’ here; The Money Café Corp/Retire-Rite Lifestyle Solution™
however, do not be disheartened; at hospital or not), had a direct we must roll up our sleeves and do
the Money Café; we have created a correlation to our financial what is required to pave the Kindest Regards
myriad of course-correction concerns, status, and recovery. pathway to a smooth recovery, the Riyad K Mohammed FA; PWA; RMS
activities to reverse the ill-effects of The ill-effects of COVID-19 went good news is; focusing on the end- Advanced Case Specialist/Financial Advisor
COVID. much deeper than missing pay result or your personal goals, will The Money Café Corp
To say we were not prepared is an cheques; we were so focused on our make our recovery process more 1-813 Dundas Street W. Whitby; On; L1N 2N6
understatement; however, every health; we didn’t pay attention to enjoyable. C: 647.554.2307
disaster, regardless of its nature COVID-19’s interruption of our To ease our frustration and to offset E: riyadm@themoneycafe.ca W: www.themoneycafe.ca
and effect, triggers actionable wealth creation activities. Why? o u r i n a b i l i t y t o wo r k , we
Cuomo must resign after probe finds he harassed 11 women
NEW YORK (AP) — New York sex lives were telling the truth. The investigation's findings are legitimate sexual harassment
Gov. Andrew Cuomo faced Those accusers included an aide crucial, according to Heastie, to victims that the law was designed
mounting pressure Tuesday to who said Cuomo groped her breast expediting the ongoing state to protect,” Cuomo said.
resign, including from President at the governor’s mansion and a Assembly inquiry into whether C u o m o a l w a y s d e n i e d
Joe Biden and other onetime state trooper on his security detail, there are grounds to impeach inappropriate touching, but he
Democratic allies, after an who said he ran his hand or fingers Cuomo, who has been raising initially said he was sorry if his
investigation found he sexually across her stomach and her back. money for a potential fourth term. behaviour with women was
harassed nearly a dozen women Anne Clark, who led the probe with In his taped response, Cuomo “misinterpreted as unwanted
and worked to retaliate against one former U.S. Attorney Joon Kim, apologized to two accusers: flirtation.” He got more combative
of his accusers. s a i d t h e a l l e g a t i o n s we r e Charlotte Bennett, who said the in recent months, saying he did
“I think he should resign,” Biden corroborated to varying degrees, governor asked if she was open to nothing wrong.
told reporters Tuesday, echoing the including by other witnesses and sex with an older man after she He has also questioned the
sentiments of House Speaker contemporaneous text messages. confided in him that she had been a neutrality of the lawyers leading
Nancy Pelosi and New York's U.S. “These interviews and pieces of victim of sexual assault, and a the probe. Kim was involved in
Sens. Chuck Schumer and Kirsten evidence revealed a deeply woman he kissed at a wedding. previous investigations of
Gillibrand, all Democrats. disturbing yet clear picture: Gov. But he denied other allegations as corruption by people in Cuomo’s
The leader of the state assembly, Cuomo sexually harassed current fabricated and lashed out at the administration.
which has the power to bring and former state employees in investigative process, saying it was New York state regulations say
impeachment charges against violation of federal and state laws,” rife with “politics and bias.” He sexual harassment includes
Cuomo, said it was clear that the New York Attorney General Letitia New York Gov. Andrew Cuomo explained that he’s been physically unwelcome conduct of a sexual
governor could no longer remain in James said at a press conference on faces mounting pressure to resign embracing people his whole life, nature — from unwanted flirtation
office. Speaker Carl Heastie, a Tuesday. that his mother and father - former to sexual jokes — that creates an
Democrat, said he would move to The investigation's findings, winter, led to a chorus of calls for Gov. Mario Cuomo - had done the offensive work environment,
complete an impeachment inquiry detailed in a 165-page public Cuomo’s resignation from many same and that the gesture was regardless of a perpetrator’s intent.
"as quickly as possible.” report, turn up the pressure on the top elected Democrats in New meant to “convey warmth.” Cuomo championed a landmark
T h e n e a r l y fi v e - m o n t h 63-year-old governor, who just a York. Schumer and Gillibrand said Cuomo's lawyer issued a written 2019 state law that made it easier
investigation, overseen by New year ago was widely hailed for his the report only reinforces the call rebuttal to the investigation’s for sexual harassment victims to
York Attorney General Letitia steady leadership during the for his resignation they first made findings, arguing in most cases that prove their case in court. Alleged
James and led by two outside darkest days of the COVID-19 last March. serious allegations, like the alleged victims no longer have to meet the
lawyers, concluded that 11 women - crisis, even writing a book about it. “No elected official is above the law. groping, didn't happen, or that his high bar of proving sexual
in and out of state government - Since then, he's seen his standing The people of New York deserve actions were misconstrued. harassment is “severe and
who said that Cuomo had touched crumble with a drumbeat of better leadership in the governor’s “For those who are using this pervasive.”
them inappropriately, commented harassment allegations. office. We continue to believe that moment to score political points or Michael R. Sisak and Marina Villeneuve
on their appearance or made The revelations, most of which the Governor should resign,” they seek publicity or personal gain. I Associated Press writer Jocelyn Noveck
suggestive comments about their were initially made public last said in a joint statement. say they actually discredit the contributed to this report.