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INTRODUCTION








                                                                                   The impact of the financial crisis has reshaped

                                                                                   the economic and political environment. Most

                                                                                       importantly, awareness of, and attitudes

                                                                                   towards the world’s environmental, social and

                                                                                        governance (ESG) challenges have been

                                                                                                           transformed.





                                                                                    Financial systems are increasingly aligned to

                                                                                  sustainable development. Sustainability related

                                                                                         considerations and more recently, the

                                                                                     Sustainable Development Goals (SDGs), are

                                                                                   increasingly factored into investment decision-

                                                                                  making and product development in a growing

                                                                                       number of financial institutions including

                                                                                  pension funds, banks and insurance companies.




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