Page 15 - JJD Havenga - Junie 2020 Hernuwing
P. 15

ZEN256643






       Pleasure-Craft

                                                                                        Sum insured      Premium

       Power boat on cover                                                                   R80 000
       Craft details
            Unknown with Fraser 6E5L Outboard Motors -
       Beach launching excluded
       Premium / (discount) due to elected excess structure                                                 R44.46

       Total                                                                                               R192.65
       BEACH LAUNCHING AND LANDING EXLCLUDED FROM COVER
       We will not compensate you for any loss or damage occurring during beach or surf
       launching or landing.

       BASIC EXCESSES APPLICABLE TO THIS PLEASURE CRAFT
       It is noted that the Insured is a bona fide pensioner.  Therefore, the following basic excesses will apply:
       a.     Loss of or damage to outboard motors due to theft or attempted theft  -  No excess applicable
       b.     Other loss of or damage to the pleasure craft            -  No excess applicable
       c.     Loss of or damage to specified electronic equipment      -  No excess applicable
       d.     Loss of or damage to specified accessories               -  No excess applicable
       ADDITIONAL EXCESSES APPLICABLE TO THIS PLEASURE CRAFT
       The following excesses will apply in addition to the basic excesses stated above:
       a.     Skipper other than the insured or the spouse/life partner of the Insured
              in control of the pleasure craft at the time of an event  -  5% of the claim, minimum R1 500
       b.     Skipper at the time of the event younger than 21 years old  -  R2 500
       c.     Skipper at the time of the event younger than 26 years old  -  R1 500
       d.     Skipper at the time of the event holding a skipper's licence less than 24 months -  R1 000
       INCLUSION OF EARTHQUAKE CAUSED BY MINING ACTIVITIES AS INSURED PERIL
       General exception 9.15 on page 14 of the policy wording is hereby deleted in as far as it applies to this section.  As a result of
       this deletion, an earthquake that results directly or indirectly from mining activities will no longer be a general exception.  Cover remains
       subject to the particular terms and conditions of this section and the policy wording as a whole.








































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