Page 4 - VO 2021 Employee Benefits_No Notices
P. 4

Ventura Orthopedics
    2021 Employee Benefits Brochure



               Medical Plans




                             Blue Shield Full PPO Combined Deductible 25-2500

                                                     In- Network                       Out-of-Network

          Deductible:
          Individual                                    $2,500                              $2,500
          Family                                        $5,000                              $5,000


          Calendar Year Out-of-Pocket Maximum:
          Individual                                    $6,850                               $10,500
          Family                                        $13,700                             $21,000


          Hospital Services:
          Inpatient                                     20%*                           50%*-Max $600/day
                                                                                     +100% additional services
          Outpatient Surgery                            10%*                           50%*-Max $350/day
                                                                                     +100% additional services
          Emergency Room                            $150/visit + 20%                 $150/visit + 20%
          (copay waived if admitted)


          Physician Services:
          Office Visit (PCP/Specialist)                 $25/$25                         50%*
          Diagnostic Lab & X-Ray                        $25/visit                       50%*
          Imaging (CT/PET scans, MRIs)                  $25/visit                       50%*
          Urgent Care                                   $25/visit                       50% *
          Acupuncture\Chiropractic  (limit 20 visits)   $25/visit                        50%*
          Teledoc Consultation                          $0/consult                      Not Covered



          Routine Care:
          Preventative Checkups                         No Charge                       Not Covered
          Pre-Natal Maternity                           20% *                           50%*


          Prescription Drugs:
          Tier 1 (Deductible waived)            $15 retail/$30 mailorder        25% of price + $15/RX, mail order -N/A
          Tier 2                                $30 retail/$60 mailorder        25% of price + $30/RX, mail order -N/A
          Tier 3                                $45 retail/$90 mail order            25% of price + $45/RX, mail order -N/A
          Tier 4 (Specialty Drugs)              30% up to $250 per RX                   Not Covered
          DME (Durable Medical Equipment)               20%*                              50%*

          Pharmacy Deductible:   $150 Calendar Year per member
          Retail Rx:            Up to a 30 day supply from Blue Shields RX Ultra Network
          Mail Oder Rx:         up to 90 day supply from Blue Shields RX Ultra Network
           *after deductible


               PAGE 4
   1   2   3   4   5   6   7   8   9