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Ventura Orthopedics
    2021 Employee Benefits Brochure



                Additional Benefits (Life Insurance, Flex Spending & Dependent Care, Pet Insurance)



             Cigna Basic Life / AD&D:                       Discovery Benefits – Medical FSA
                                                            Allows you to redirect tax free dollars to pay for eligible
                                                            medical, dental, vision costs for the 2021 plan year.
             100% Employer paid for full-time employees     IRS Maximum election amount: $2,750
             $15,000 Benefit Amount for Life
             $15,000 Benefit Amount for AD&D
                                                            Discovery Benefits – Dependent Care FSA
                                                            Allows you to redirect tax free dollars to pay for eligible
                                                            dependent care costs for the 2021 plan year.
                                                            IRS Maximum election amount: $5,000

                                                            Discovery Benefits – Limited FSA
                                                            Employees that elect an HSA medical plan are not eligible to
                                                            participate in the FSA medical plan except for the Limited FSA
                                                            for use w/ Dental and Vision expenses for the 2021 plan year.
                                                            IRS Maximum election amount: $2,750







                                         _Pet Insurance ____________________


                              Pets are part of the family. Do you protect them like family?
                            Nationwide pet insurance is now available to you as a voluntary benefit!

                     Coverage for your pet's injuries, illnesses     Best deal: average savings of 40% over
                       and preventive care                          similar plans from other pet insurers

                     You are free to use any vet, anywhere        Wellness plan option that includes
                                                                    spay/neuter, dental cleaning and more
                     90% back on vet bills
                                                                   Plans are available for dogs, cats, birds
                     One price, regardless of pet’s age            and exotic pets


               All Nationwide pet insurance members receive free, 24/7 access to vethelpline® ($150 value) for guidance on
                 any pet health concern. This service is available exclusively from Nationwide
               As a Ventura Orthopedics employee, you are eligible for preferred pricing on coverage for your pets
               Visit http://www.petinsurance.com/venturaorthopedics or call 877-738-7874 for pricing, more information, &
                 to enroll
               There will be a Nationwide link via the Paylocity portal. Enrollment is done with Nationwide
                 directly, and payments can be payroll deducted
          Pet Insurance – Nationwide (Voluntary 100% Employee Paid)
               NOTE: Please refer to your benefit summaries for more detailed information about pre-existing conditions,
          As a Velocity employee, you're eligible for preferred pricing on coverage for your pets.
                 plan restrictions and exclusions
               Nationwide does not cover horses or livestock
               Claims can be submitted via fax, mail or email
               Enrollment for pet insurance is available to you year round at anytime, and not just during Open Enrollment.


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