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Ventura Orthopedics
2021 Employee Benefits Brochure
Additional Benefits (Life Insurance, Flex Spending & Dependent Care, Pet Insurance)
Cigna Basic Life / AD&D: Discovery Benefits – Medical FSA
Allows you to redirect tax free dollars to pay for eligible
medical, dental, vision costs for the 2021 plan year.
100% Employer paid for full-time employees IRS Maximum election amount: $2,750
$15,000 Benefit Amount for Life
$15,000 Benefit Amount for AD&D
Discovery Benefits – Dependent Care FSA
Allows you to redirect tax free dollars to pay for eligible
dependent care costs for the 2021 plan year.
IRS Maximum election amount: $5,000
Discovery Benefits – Limited FSA
Employees that elect an HSA medical plan are not eligible to
participate in the FSA medical plan except for the Limited FSA
for use w/ Dental and Vision expenses for the 2021 plan year.
IRS Maximum election amount: $2,750
_Pet Insurance ____________________
Pets are part of the family. Do you protect them like family?
Nationwide pet insurance is now available to you as a voluntary benefit!
Coverage for your pet's injuries, illnesses Best deal: average savings of 40% over
and preventive care similar plans from other pet insurers
You are free to use any vet, anywhere Wellness plan option that includes
spay/neuter, dental cleaning and more
90% back on vet bills
Plans are available for dogs, cats, birds
One price, regardless of pet’s age and exotic pets
All Nationwide pet insurance members receive free, 24/7 access to vethelpline® ($150 value) for guidance on
any pet health concern. This service is available exclusively from Nationwide
As a Ventura Orthopedics employee, you are eligible for preferred pricing on coverage for your pets
Visit http://www.petinsurance.com/venturaorthopedics or call 877-738-7874 for pricing, more information, &
to enroll
There will be a Nationwide link via the Paylocity portal. Enrollment is done with Nationwide
directly, and payments can be payroll deducted
Pet Insurance – Nationwide (Voluntary 100% Employee Paid)
NOTE: Please refer to your benefit summaries for more detailed information about pre-existing conditions,
As a Velocity employee, you're eligible for preferred pricing on coverage for your pets.
plan restrictions and exclusions
Nationwide does not cover horses or livestock
Claims can be submitted via fax, mail or email
Enrollment for pet insurance is available to you year round at anytime, and not just during Open Enrollment.
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