Page 9 - 2021 Master's University Benefit Brochure_Final3
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Anthem H.S.A. PPO

         This plan allows you to open a tax-free Health Savings Account (HSA), allowing you to pay for certain
         medical expenses with money free from federal taxes. For additional information about an HSA visit
         https://www.irs.gov/forms-pubs/about-publication-969


                                                In-Network                              Out-Of-Network

                                              Anthem Benefits                            Anthem Benefits
                                                  You Pay                                    You Pay


                                      $1,500 Individual / $3,000 Family        $4,500 Individual / $9,000 Family
           Annual Deductible         (Family Individual Deductible $2,800)    (Family Individual Deductible $4,500)

           Annual Out-of-Pocket               $3,000 Individual                       $9,000 Individual
           Max                                  $6,000 Family                          $18,000 Family
           Office Visit
           Primary Provider                  10% after deductible                     30% after deductible

           Specialist                        10% after deductible                     30% after deductible

           Preventive Services                    No charge                           30% after deductible
                                             10% after deductible                     30% after deductible
           Chiropractic Care
                                          (30 visits per calendar year)            (30 visits per calendar year)
           Lab and X-ray
                                             10% after deductible                     30% after deductible
           Advanced Imaging
           Inpatient Hospitalization
                                             10% after deductible                     30% after deductible



           Outpatient Surgery                10% after deductible                     30% after deductible

           Urgent Care                       10% after deductible                     30% after deductible

           Durable Medical
           Equipment                         50% after deductible                     50% after deductible

           Emergency Room                    10% after deductible                     10% after deductible


           Pharmacy                    $5/$15/$40/$60/30% up to $250              30% coinsurance up to $250
                                        Subject to medical deductible            Subject to medical deductible













                                                  The Master’s University & Seminary                     Page 8
                                                    2021 Employee Benefits Brochure
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