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Code of Conduct






                     Confidential  information  includes  not  only  information  received  from  customer,  and

               transactions  between  customer  and  the  Company.  All  employees  have  a  duty  to  safeguard
               confidential information obtained in the normal business practice of the Company.


                     Employees shall avoid communicating confidential information, either in verbal or written form,
               through public or online social media in order to protect such confidential information from outsiders.

               Any text messages, pictures, audio messages or information that could cause conflicts or discord
               within society, unlawful, or negative impact on the Company’s reputation, customers, individuals,

               or groups shall be avoided.

                     The  Company  has  a  duty  to  not  divulging  information  to  third  parties  except  under  the

               following circumstances.

                      1)  The concerned party has been given prior written permission to do so;

                     2)  Information disclosure complies with the laws.


                      3)  The Company has a duty required by regulators to disclose information through public;

                      4)  The disclosure is necessary to protect the Company’s assets without violation of the law.



               7. Management of Conflict of Interest and Use of Internal Data


                    •  Directors, executives and employees shall not place themselves in positions where their own
                        interests can conflict with those of customers or the Company. The decision shall be made

                        solely based on the best interest of customers and the Company.

                    •  Directors, executives and employees must avoid the situation that may cause the conflict of

                        own interest with customers or the Company. If conflict of interest arises, it shall be ensured
                        that  it  is  a  fair  treatment  to  customers  and  the  Company  by  disclosing  information  or

                        denying to act or act another appropriately.

                    •  Directors, executives and employee or family member that have direct or indirect interest
                        in  conflict  with,  or  may  conflict  with,  the  interest  of  customers  or  the  Company,

                        shall disassociate from any involvement in making decision related to such interest.

                    •  Any involvement in an external activity or position of directors, executives must not cause

                        conflict  with  customer  or  the Company’s interest,  and  must  not  cause any  damages to
                        customer and the Company.




            Corporate Sustainability Integration Department I Muang Thai Life Assurance Public Company Limited   14
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