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MYHEALTH TOOLS                        Web
                                           Fidelity NetBenefits is your one-stop online resource for establishing,
                                           monitoring and managing your Thrift Plan. Get access to:

                                           •  Account information and plan details, news and updates
                                           •  Online account transactions

                                           •  Research, education and on-demand workshops
                                           •  Interactive guidance tools to help with investment decisions
                                           Visit www.netbenefits.com.


                                          Phone
                                          When you need one-on-one live support, you can speak with a Fidelity
                                          phone associate. Get access to:

                                           •  Information about our plan’s
                                             features and benefits           Fidelilty Portfolio Advisory

                                           •  Assistance with a range of           Services at Work
                                             services, from plan enrollment     Get professional investment
                                             to investment education         management and help reaching your
                                           •  Guidance on next steps        retirement goals with Fidelity Portfolio
                                             to help you maximize your       Advisory Services at Work (PAS-W).
                                             benefits                           Call 866-811-6041 or log on to
                                                                             www.netbenefits.com to learn more.
                                           •  Bilingual representatives and
                                             interpreters

                                           Call the EFH Retirement Service Center at 1-800-462-4015.

                                           On-Site Guidance
                                           To help you be better prepared for retirement and to be more confident
                                           you are making the right financial decisions, Fidelity offers robust
                                           retirement education workshops. Fidelity on-site representatives can
                                           help you:
                                           •  Answer general questions about concepts covered during the
                                             workshop
                                           •  Suggest resources for your broader financial needs

                                           •  Provide access to tools so you can make changes to your Thrift Plan
                                           Visit www.netbenefits.com for a list of upcoming events.























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