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PLAN COST AND NOTICES                   Notices




                                             Summary of Benefits and Coverage (SBC)
                                             A Summary of Benefits and Coverage is a legally required document that
                                             provides clear, consistent and comparable information about each of the
                                             medical plans available to EFH employees. You can find a Summary of Benefits
                                             and Coverage for each EFH medical plan in the HR Services Knowledge Base.
                                             (Under the MyHR tab on Connect, click on HR Services and log in.)

                                             HIPAA Notice of Special Enrollment Rights
                                             If you are declining enrollment for yourself or your dependents because of other
                                             health insurance coverage, you may in the future be able to enroll yourself or
                                             your dependents in the EFH plan, if you or your dependents lose eligibility for
                                             that other coverage (or if the employer stops contributing toward your or your
                                             dependents’ other coverage provided that you request enrollment within 30
                                             days after your other coverage ends (or after the employer stops contributing
                                             toward the other coverage). In addition, if you have a new dependent as a result
                                             of marriage, birth, adoption or placement for adoption, you may be able to enroll
                                             yourself and your dependents, provided you request enrollment within30 days
                                             after the marriage, or 60 days for birth, adoption or placement for adoption. To
                                             request special enrollment or obtain more information, email
                                             HRHelp@energyfutureholdings.com.


                                             HIPAA Privacy Notice
                                             Federal regulations restrict the use and sharing of confidential health
                                             information that can be directly linked to you individually. Under penalty of
                                             law, certain protected health information, as outlined in the Health Insurance
                                             Portability and Accountability Act (HIPAA), cannot be used or disclosed
                                             without your specific authorization. This notice is to remind you that our Notice
                                             of Privacy Practices is available for your review at any time. You can find the
                                             Notice posted in the Benefits Handbook in the HR Services Knowledge Base.
                                             Under the MyHR tab on Connect, click on HR Services and log in.


                                             Newborn & Mothers Health Protection Notice
                                             For maternity hospital stays, in accordance with federal law, the Plan does not
                                             restrict benefits, for any hospital length of stay in connection with childbirth for
                                             the mother or newborn child, to less than 48 hours following a vaginal delivery
                                             or less than 96 hours following a Cesarean delivery.

                                             However, federal law generally does not prevent the mother’s or newborn’s
                                             attending care provider, after consulting with the mother, from discharging the
                                             mother or her newborn earlier than 48 hours (or 96 hours, as applicable). The
                                             plan cannot require a provider to prescribe, or require that a provider obtain
                                             authorization from the plan for prescribing, a length of stay any shorter than 48
                                             hours (or 96 hours following a Cesarean delivery).












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