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2017 Open Enrollment


        We know that our team of skilled and dedicated employees is the key to our success. This
        is why we continually evaluate our benefits to ensure that all of our plans, programs and
        resources remain extremely competitive and cost-effective, and provide maximum value to   2017 OPEN ENROLLMENT
        you and your family.

        We are also proud to continue the MyHealth program, providing you with resources and
        programs to improve your physical, mental and financial health.

        This year’s Open Enrollment is October 31 to November 11, 2016. This is the one
        chance you have each year to make changes to your benefits (unless you have a qualified life
        event), so it’s important to evaluate your needs carefully for the coming year.
        Everything you need to know to enroll is enclosed, including:

        •  This document, Guide to 2017 Benefits, which provides an overview of each benefit
          option.
        •  Legally required notices, which are included in this guide.
        Please review this information carefully before making your elections for 2017. Any
        enrollment changes you make will take effect January 1, 2017.



































          For detailed information about your plan options, see your Benefits Handbook. Under the
          MyHR tab on Connect, click on HR Services and log in.




                       If you have Medicare or will become eligible for
          Medicare in the next 12 months, a federal law gives you more choices
           about your prescription drug coverage. Please see page 29 for more
                                             details.





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