Page 136 - NobleCon21

Financials
Date November 20, 2025 Financials
52wk High $9.25
52wk Low $2.98 Oportun Financial Corporati OPRT $4.66
2 Circle Star Way
San Carlos, CA 94070

(USD - in millions) www.oportun.com
Market Cap 205.6
Enterprise N/A
Basic Shares Out. 44.13 COMPANY OVERVIEW
Float 29.99
Institutional Holdings 69.28% Detailed Analysis:Channelchek.com
Short Interest 1.82
Avg. 90-Day Volume 0.60 Oportun (Nasdaq: OPRT) is a mission-driven financial services
company that puts its members’ financial goals within reach. With
intelligent borrowing, savings, and budgeting capabilities, Oportun
empowers members with the confidence to build a better financial
EPS Data future. Since inception, Oportun has provided more than $20.8 billion in
responsible and affordable credit, saved its members more than $2.5
2022 2023 2024 billion in interest and fees, and helped its members set aside an
CQ1 1.58 (2.60) 0.09 average of more than $1,800 annually. For more information, visit
CQ2 0.11 0.06 0.08 Oportun.com.

CQ3 0.25 (0.46) 0.02
CQ4 0.14 (0.54) 0.49
CY 2.09 (3.37) 0.72 Source: Channelchek/QuoteMedia

Long-Term EPS Estimate N/A
Price/Book (mrq) 8.71
ROE (ttm) 8.60
Debt-to-Total Cap. (mrq) 87.73
Fiscal Year End 31-Dec
2 Circle Star WSan Carlos CA 94070

Key Executives
CEO: Vazquez, Raul
CFO: Schueller, Joseph
COO: N/A
IR: Hare, Dorian
Noble Capital Markets, Inc.
Source: Capital IQ, Noble Financial estimates, company filings
Noble Senior Analyst 561-994-1191 noblecapitalmarkets.com
Patrick McCann MEMBERS: FINRA, SIPC, MSRB
pmccann@noblecapitalmarkets.com Following the conference, complete video library of presentations will be
available at: channelchek.com | nobleconference.com
(314) 724-6266

Refer to the back of the book for disclosures