Page 41 - NobleCon21

American Coastal Insurance Corporation

SELECTED FINANCIAL ITEMS ACIC
(in millions of USD)
CQ4 '24 CQ1 '25 CQ2 '25 CQ3 '25 LTM
Income Statement Key Items
Total Revenue 79.27 72.20 86.47 90.40 328.33
Gross Profit 22.96 37.35 46.67 55.75 162.72
Gross Margin 29% 52% 54% 62% 50%
EBIT 11.68 27.84 38.89 44.42 122.84
EBIT Margin 15% 39% 45% 49% 37%
Net Income to Common Shareholders 4.95 21.35 26.44 32.48 85.22
Net Margin 6% 30% 31% 36% 26%

Balance Sheet Key Items
Total Assets 1,216.11 1,159.65 1,346.87 1,178.85 1,178.85
Cash & Short Term Investments 137.04 167.16 315.49 267.87 267.87
% of Assets 11% 14% 23% 23% 23%
Current Assets -Total 766.97 716.20 910.82 741.89 741.89
% of Assets 63% 62% 68% 63% 63%
Total Liabilities 980.45 898.77 1,054.57 851.63 851.63
% of Assets 81% 78% 78% 72% 72%
Current Liabilities - Total 826.99 745.67 895.65 689.85 689.85
% of Assets 68% 64% 66% 59% 59%
Long Term Debt 149.02 149.10 149.19 149.27 149.27
% of Assets 12% 13% 11% 13% 13%
Total Equity 235.66 260.88 292.30 327.22 327.22
% of Assets 19% 22% 22% 28% 28%

Cash Flow Statement Key Items
Net Cash Flow - Operating Activities 1.60 26.44 127.95 (35.62) 120.38
Net Cash Flow - Investing (16.31) 5.20 24.55 (12.46) 0.99
Net Cash Flow - Financing (25.46) 0.31 0.47 0.00 (24.69)

Source: Capital IQ

PRICE / VOLUME

Source: Channelchek/QuoteMedia

Noble Capital Markets' Twenty-First Annual Emerging Growth Equity Conference