Page 5 - DON'T MAKE ME SAY I TOLD YOU SO - ANNUITY CHAPTER ONLY

Section 1

introduction

No discussion of retirement investing would be complete without

consideration of annuities. Annuities have attracted trillions of
dollars of assets over the last 20 years or so, because they can offer

a guaranteed stream of retirement income. This revenue stream is
attractive to today’s retirees who may not have a pension or other

sources of reliable income, and who need to convert retirement
assets into income.

There are many different types of annuities, including but not
limited to:

► Equity-indexed annuities

► Fixed annuities

► Immediate annuities

► Variable annuities

In keeping with our discussion of investing for growth in
retirement with an investment that can outpace inflation, we will

limit our discussion to variable annuities. Unlike fixed annuities
or immediate annuities, variable annuities provide access to

investments in the equity market. Unlike equity-indexed annuities,

Chapter 4: Annuities

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