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12                                    Don’t Make Me Say I Told You So




               ►   Have you thought about what might happen if your
                  former employer’s pension plan ever folds?




            Summary



               ►   Traditional pensions are going away.

               ►   Even existing pension plans are at risk.


               ►   Retirees already receiving pension benefits can have
                  those benefits cut at any time.










































                                 Chapter 1: The New Retirement
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