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Hospital Indemnity

                                                                 Insurance



                                                                 Hospital Indemnity insurance with Voya is designed
                                                                 to provide financial assistance for an event that
                                                                 results in a hospital confinement, to supplement
                                                                 your current coverage. Employees can use the
                                                                 benefit shown below, to meet any out-of-pocket
                                                                 expenses and extra bills that can occur. Benefits are
                                                                 paid directly to you, regardless of the actual cost of
                                                                 treatment. Below is an example of how a trip to the
                                                                 Hospital for childbirth would payout.


                                                                                                             Benefit
                                                                               Covered Benefits
                                                                                                            Amount
                                                                  Hospital Admission Benefit (max 1 admission/year)  $1,000
                                                                  Daily Hospital Confinement (up to 10 days)  $200
                                                                  Daily ICU Confinement (up to 10 days)       $400
                                                                  Mental Health and Alcohol Addiction Facilities  Included


                                                                                                             Benefit
                                                                       Example: Childbirth With A 3 Day Stay
                                                                                                            Amount
                                                                  Hospital Admission Benefit                 $1,000
                                                                  Daily Hospital Confinement (starting day 2)  $200
                                                                  Total Benefit Amount                       $1,400



                                                                    Hospital Indemnity Plan     Weekly Deduction
                                                                  Employee                           $3.13
                                                                  Employee + Spouse                  $8.25
                                                                  Employee + Child(ren)              $6.09
                                                                  Family                             $11.22























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